Prepaid Financial Services Limited

Reference number: 554603

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 17 July 2012.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 900036 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    020 7659 2430

  • Last known address

    14-18, Heddon Street, London, W1B 4DA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7659 2430 is
  • Who else gives the postcode W1B 4DA
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 August 2007 (19 years old)
Registered office
4th Floor 35 Great St. Helen's, London, EC3A 6AP, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Rhys Olding Director Dec 1971 2 Apr 2025 None
Michael James Brennan Director Aug 1971 30 Apr 2025 None
James Edward Hargreave Fay Director Aug 1979 19 Mar 2026 6 other companies
Philip John Emery Director Dec 1963 3 Aug 2026 10 other companies
Anushka Helene Denning Secretary Not published 31 Oct 2023 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
4
is FCA-registered
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 18 people who have ever been directors, with their dates
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Key dates in its history

Prepaid Financial Services’s history from the FCA register and Companies House, newest first.

2020

31 March 2020

  • Noel Moran stopped being the majority owner

Companies House

2016

8 August 2016

  • Noel Moran became the majority owner (50–75% of shares)
  • Prepaid Financial Services (Ireland) Ltd gave up control
  • Prepaid Financial Services (Ireland) Ltd took control (75–100% of shares)

Companies House

2012

17 July 2012

  • No longer regulated by the Financial Services Authority
  • Status on the FCA register became "Cancelled - Authorised PI"

FCA register

2011

11 August 2011

  • Regulated by the Financial Services Authority from this date

FCA register

2007

8 August 2007

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (8 shown here)
  • Every director appointment and resignation: 29
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Firms connected to Prepaid Financial Services

Other FCA-listed firms that share a director, phone number or address with Prepaid Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Prepaid Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Prepaid Financial Services Limited FCA authorised?
No. Prepaid Financial Services Limited (FRN 554603) is still listed on the FCA register, but the record is closed: no longer authorised.
Is Prepaid Financial Services a scam or clone?
Prepaid Financial Services is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Prepaid Financial Services?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Prepaid Financial Services has no cover, because it is no longer permitted to carry it out.
Who owns Prepaid Financial Services?
Companies House lists no one with significant control of Prepaid Financial Services now. Before that, it was controlled by Prepaid Financial Services (Ireland) Ltd and Mr Noel Moran.
Who runs Prepaid Financial Services?
Companies House lists 4 directors of Prepaid Financial Services: Adam Rhys Olding, Michael James Brennan, James Edward Hargreave Fay and Philip John Emery.
How long has Prepaid Financial Services been in business?
The company was formed on 8 August 2007.

Sources and links

The full report on Prepaid Financial Services Limited

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