Prestige Asset Finance Limited

Reference number: 676907

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prestigepawnbrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7405 6664 is
  • Who else gives the postcode GU1 3HW
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Loan Against Trading name
  • Posh Pawn Trading name
  • Prestige Pawnbrokers Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06912229
Company status
Active
Company type
Private limited company
Incorporated
21 May 2009 (17 years old)
Registered office
164-166 High Street, Guildford, GU1 3HW, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
James John Constantinou Director Apr 1967 21 May 2009 7 other companies
Ana-Maria Zamfirescu Director Sep 1988 10 Aug 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
still active
3

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2026Full accountsNot audited

Net assets

£10.7m

+18% from £9.11m

Cash at bank

£1.85m

+6.5% from £1.74m

Employees (average)

51

+6.3% from 48

Owed within a year

£1.57m

−63% from £4.21m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06912229. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prestige Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

6 April 2016

  • James John Constantinou took control (75–100% of shares)

Companies House

25 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

21 May 2009

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Prestige Asset Finance

Other firms of the same type (lender), nearest first.

In Guildford

Rosan Helmsley LimitedGuildfordAuthorisedTemple Funding LimitedGuildfordAuthorisedGuildford Golf Club LimitedGuildfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prestige Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Prestige Asset Finance Limited FCA authorised?
Yes, Prestige Asset Finance Limited (FRN 676907) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Prestige Asset Finance’s phone number and website?
The FCA register lists the phone number 020 7405 6664 and the website prestigepawnbrokers.co.uk for Prestige Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Prestige Asset Finance a scam or clone?
Prestige Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prestige Asset Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Prestige Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Prestige Asset Finance to the Financial Ombudsman Service, free of charge.
Who owns Prestige Asset Finance?
Companies House lists one person with significant control of Prestige Asset Finance: Mr James John Constantinou (75–100% of shares).
Who runs Prestige Asset Finance?
Companies House lists 2 directors of Prestige Asset Finance: James John Constantinou and Ana-Maria Zamfirescu.
How long has Prestige Asset Finance been in business?
The company was formed on 21 May 2009, and has held its current FCA authorisation since February 2016.
What do Prestige Asset Finance’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £10.7m (+18% from £9.11m) and cash at bank of £1.85m (+6.5% from £1.74m).
Does Prestige Asset Finance use any other names?
It trades as Loan Against, Posh Pawn and Prestige Pawnbrokers.

Sources and links

The full report on Prestige Asset Finance Limited

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