Presto Finance Ltd
Reference number: 984108
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
St. Brandons House, 29 Great George Street, Bristol, Bristol, City Of, BS1 5QT, United Kingdom
In the full report: 3 background checks
- When prestofinance.co.uk first appeared online, and whether it can receive email
- What kind of line 07774 055465 is
- Who else gives the postcode BS1 5QT
Other names (2)
If you were contacted under any of these names, it is this firm.
- Presto Commercial Trading name: A name it trades under now.
- Presto Prestige Trading name: A name it trades under now.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13553970 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 August 2021 (5 years old)
- Registered office
- St Brandons House, 29 Great George Street, Bristol, BS1 5QT, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Alexander Veale | Director | Jan 1995 | 7 Aug 2021 | None |
| Joshua Clayton | Director | Jun 1989 | 9 Jul 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
−£125k
Down £113k from −£12.2k
Cash at bank
£16.4k
−69% from £52.9k
Employees (average)
6
+200% from 2
Owed within a year
£145k
+70% from £85.6k
Net assets are negative: on its last balance sheet the company owed £125k more than it owned.
Net assets
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13553970. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Presto Finance’s history from the FCA register and Companies House, newest first.
2024
8 March 2024
- Gordon James Veale stopped being a part-owner
Companies House
2023
2 May 2023
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2021
7 August 2021
- Incorporated at Companies House
- Gordon James Veale became a part-owner (25–50% of shares)
- James Alexander Veale became a part-owner (25–50% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like Presto Finance
Other firms of the same type (credit broker), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Presto Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
Is Presto Finance Ltd FCA authorised?
What is Presto Finance’s phone number and website?
Is Presto Finance a scam or clone?
Is my money safe with Presto Finance?
Who owns Presto Finance?
Who runs Presto Finance?
How long has Presto Finance been in business?
What do Presto Finance’s latest accounts show?
Does Presto Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk