PRG Insurance Services Limited

Reference number: 520904

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 22 March 2010.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    0121 240 0589

  • Last known address

    Grosvenor House, 11 St Pauls Square, Birmingham, West Midlands, B3 1RB, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 240 0589 is
  • Who else gives the postcode B3 1RB
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 February 2010 (16 years old)
Registered office
Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB, England
Nature of business
  • Dormant Company (SIC 99999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Karamouzis Director Mar 1961 17 Apr 2013 6 other companies
Christopher Charles Smith Director Nov 1965 17 Apr 2013 7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 6 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Dormant company accountsNot audited

Net assets

£1

Same as £1

Cash at bank

£1

Same as £1

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07159483. Figures are exactly as filed; nothing is estimated.

Key dates in its history

PRG Insurance Services’s history from the FCA register and Companies House, newest first.

2020

3 June 2020

  • John Karamouzis took control (75–100% of shares)
  • Kerry Brian Hollowell gave up control

Companies House

2016

6 April 2016

  • Christopher Smith gained significant control
  • Kerry Brian Hollowell took control (75–100% of shares)

Companies House

2010

22 March 2010

  • Stopped being an appointed representative

FCA register

16 February 2010

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 8
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Firms connected to PRG Insurance Services

Other FCA-listed firms that share a director, phone number or address with PRG Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like PRG Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PRG Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is PRG Insurance Services Limited FCA authorised?
No. PRG Insurance Services Limited (FRN 520904) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is PRG Insurance Services a scam or clone?
PRG Insurance Services is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with PRG Insurance Services?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with PRG Insurance Services has no cover, because it is no longer permitted to carry it out.
Who owns PRG Insurance Services?
Companies House lists 2 people with significant control of PRG Insurance Services: Mr John Karamouzis (75–100% of shares) and Mr. Christopher Smith (significant influence or control). Before that, it was controlled by Mr Kerry Brian Hollowell.
Who runs PRG Insurance Services?
Companies House lists 2 directors of PRG Insurance Services: John Karamouzis and Christopher Charles Smith.
How long has PRG Insurance Services been in business?
The company was formed on 16 February 2010.
What do PRG Insurance Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £1 (same as £1) and cash at bank of £1 (same as £1).

Sources and links

The full report on PRG Insurance Services Limited

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