Primestone Financial LTD

Reference number: 1046081

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Altura Mortgage Finance Limited Reference number: 827849 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Primestone Financial LTD (FRN 1046081) is an AR of Altura Mortgage Finance Limited (FRN 827849). When you use Primestone Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Primestone Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07990 455086

  • Address

    49 Glenester Close, Hoddesdon, Hertfordshire, EN11 9LP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07990 455086 is
  • Who else gives the postcode EN11 9LP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Altura Mortgage Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16830310
Company status
Active
Company type
Private limited company
Incorporated
4 November 2025 (less than a year old)
Registered office
49 Glenester Close, Hoddesdon, EN11 9LP, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Ronald Young Director Jun 1991 4 Nov 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Primestone Financial’s history from the FCA register and Companies House, newest first.

2025

29 December 2025

  • Became an appointed representative

FCA register

4 November 2025

  • Incorporated at Companies House
  • Adam Ronald Young took control (75–100% of shares)
  • Adam Ronald Young appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Primestone Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hoddesdon

Jenna AingeHoddesdonAppointed representativeJoshua CooperHoddesdonAppointed representative

In the Enfield (EN) postcode area

Maria Koleva Mortgage Consultancy LtdEnfieldAppointed representativeApprovable LimitedEnfieldAppointed representativeBeets Mortgages LtdEnfieldAppointed representativeChancery Barr Financial Services LimitedEnfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Primestone Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Primestone Financial LTD FCA authorised?
Primestone Financial LTD (FRN 1046081) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Primestone Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Primestone Financial LTD (FRN 1046081) is an AR of Altura Mortgage Finance Limited (FRN 827849). When you use Primestone Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Primestone Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Primestone Financial’s phone number?
The FCA register lists the phone number 07990 455086 for Primestone Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Primestone Financial a scam or clone?
Primestone Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Primestone Financial?
Protection works through Altura Mortgage Finance Limited, the principal firm responsible for Primestone Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Primestone Financial?
Companies House lists one person with significant control of Primestone Financial: Mr Adam Ronald Young (75–100% of shares).
Who runs Primestone Financial?
Companies House lists one director of Primestone Financial: Adam Ronald Young.
How long has Primestone Financial been in business?
The company was formed on 4 November 2025.

Sources and links

The full report on Primestone Financial LTD

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