Private Finance Group UK Ltd

Reference number: 741190

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When frenchprivatefinance.com first appeared online, and whether it can receive email
  • What kind of line 020 7471 4515 is
  • Who else gives the postcode SW6 2JD
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Athena Private Finance Trading name: A name it trades under now.
  • Portugal Private Finance Trading name: A name it trades under now.
  • portugalprivatefinance.com Trading name: A name it trades under now.
  • Private Finance Group Trading name: A name it trades under now.
  • Spanish Private Finance Trading name: A name it trades under now.
  • spanishprivatefinance.com Trading name: A name it trades under now.
  • French Private Finance Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 May 2006 (20 years old)
Registered office
United House, 9, Pembridge Road, Notting Hill, London, W11 3JY, United Kingdom
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Roman Carel Director Aug 1976 5 May 2006 5 other companies
Nicholas Leach Director Aug 1972 5 May 2006 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
run together
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Abridged accountsNot audited

Total equity

£377k

+1.3% from £372k

Cash at bank

£53.2k

+133% from £22.9k

Employees (average)

1

Same as 1

Owed within a year

£123k

+47% from £83.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05806456. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Private Finance Group UK’s history from the FCA register and Companies House, newest first.

2022

11 November 2022

  • John Charles Luke Busby no longer has significant control

Companies House

2021

16 February 2021

  • Changed its registered name from "French Private Finance Limited"

FCA register

2016

17 August 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • John Charles Luke Busby gained significant control
  • Nicholas Leach gained significant control
  • Roman Raphael Tony Carel gained significant control

Companies House

2006

5 May 2006

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms like Private Finance Group UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Private Finance Group UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Private Finance Group UK Ltd FCA authorised?
Yes, Private Finance Group UK Ltd (FRN 741190) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Private Finance Group UK’s phone number and website?
The FCA register lists the phone number 020 7471 4515 and the website frenchprivatefinance.com for Private Finance Group UK. If you were given different contact details, use these to check with the firm before going any further.
Is Private Finance Group UK a scam or clone?
Private Finance Group UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Private Finance Group UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Private Finance Group UK to the Financial Ombudsman Service, free of charge.
Who owns Private Finance Group UK?
Companies House lists 2 people with significant control of Private Finance Group UK: Mr Roman Raphael Tony Carel (significant influence or control) and Mr Nicholas Leach (significant influence or control). Before that, it was controlled by Mr John Charles Luke Busby.
Who runs Private Finance Group UK?
Companies House lists 2 directors of Private Finance Group UK: Roman Carel and Nicholas Leach.
How long has Private Finance Group UK been in business?
The company was formed on 5 May 2006, and has held its current FCA authorisation since August 2016.
What do Private Finance Group UK’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £377k (+1.3% from £372k) and cash at bank of £53.2k (+133% from £22.9k).
Does Private Finance Group UK use any other names?
It trades as Athena Private Finance, Portugal Private Finance, portugalprivatefinance.com, Private Finance Group and Spanish Private Finance, and 1 more names. It has previously used the name French Private Finance Limited.

Sources and links

The full report on Private Finance Group UK Ltd

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