Priyank Vinchhi

Reference number: 1042721

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Appointed representative

Priyank Vinchhi does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Beneficial Ltd Reference number: 736655 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Priyank Vinchhi (FRN 1042721) is an AR of Beneficial Ltd (FRN 736655). When you use Priyank Vinchhi's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Priyank Vinchhi, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07577 339249

  • Address

    28 Brasted Close, Bexleyheath, Bexley, DA6 8HX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07577 339249 is
  • Who else gives the postcode DA6 8HX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Venchi Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Priyank Vinchhi’s history from the FCA register and Companies House, newest first.

2025

14 October 2025

  • Became an appointed representative
  • Began trading as "Venchi Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Priyank Vinchhi

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bexleyheath

Anthony Roy MottBexleyheathAppointed representativeChintankumar PatelBexleyheathAppointed representativeGalaxy Financial Solutions LtdBexleyheathAppointed representativeAnthony LaiBexleyheathAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Priyank Vinchhi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Priyank Vinchhi FCA authorised?
Priyank Vinchhi (FRN 1042721) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Priyank Vinchhi?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Priyank Vinchhi (FRN 1042721) is an AR of Beneficial Ltd (FRN 736655). When you use Priyank Vinchhi's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Priyank Vinchhi, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Priyank Vinchhi’s phone number?
The FCA register lists the phone number 07577 339249 for Priyank Vinchhi. If you were given different contact details, use these to check with the firm before going any further.
Is Priyank Vinchhi a scam or clone?
Priyank Vinchhi is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Priyank Vinchhi?
Protection works through Beneficial Ltd, the principal firm responsible for Priyank Vinchhi's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Priyank Vinchhi use any other names?
It trades as Venchi Mortgages.

Sources and links

The full report on Priyank Vinchhi

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