Probate and Wills Online Limited

Reference number: 1063906

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Probate and Wills Online Limited (FRN 1063906) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use Probate and Wills Online's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Probate and Wills Online, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When onlineprobate.co.uk first appeared online, and whether it can receive email
  • What kind of line 01858 451042 is
  • Who else gives the postcode LE16 7PA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Probate and Wills Online Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PROBATE AND WILLS ONLINE LTD
Company status
Active
Company type
Private limited company
Incorporated
3 May 2023 (3 years old)
Registered office
12 The Square, Market Harborough, Leicestershire, LE16 7PA, United Kingdom
Nature of business
  • Activities of patent and copyright agents; other legal activities not elsewhere classified (SIC 69109)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip John Izzard Director Sep 1974 3 May 2023 1 other company
Jane Marie Helen Morris-Rowlinson Director Jul 1975 3 May 2023 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

−£5,178

Down £5,470 from £292

Cash at bank

£4,984

Up £4,969 from £15

Employees (average)

2

+100% from 1

Owed within a year

£7,022

+55% from £4,533

Net assets are negative: on its last balance sheet the company owed £5,178 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14843346. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Probate and Wills Online’s history from the FCA register and Companies House, newest first.

2026

16 October 2026

  • Changed its registered name from "Probate and Wills Online Ltd"
  • Became an appointed representative

FCA register

2023

3 May 2023

  • Incorporated at Companies House
  • Philip John Izzard took control (75–100% of shares)
  • Jane Marie Helen Morris-rowlinson appointed as a director
  • Philip John Izzard appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Probate and Wills Online

Other FCA-listed firms that share a director, phone number or address with Probate and Wills Online. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Probate and Wills Online

Other firms of the same type (funeral director), nearest first.

In Market Harborough

In the Leicester (LE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Probate and Wills Online

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Probate and Wills Online Limited FCA authorised?
Probate and Wills Online Limited (FRN 1063906) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Probate and Wills Online?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Probate and Wills Online Limited (FRN 1063906) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use Probate and Wills Online's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Probate and Wills Online, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Probate and Wills Online’s phone number and website?
The FCA register lists the phone number 01858 451042 and the website onlineprobate.co.uk for Probate and Wills Online. If you were given different contact details, use these to check with the firm before going any further.
Is Probate and Wills Online a scam or clone?
Probate and Wills Online is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Probate and Wills Online?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for Probate and Wills Online's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Probate and Wills Online?
Companies House lists one person with significant control of Probate and Wills Online: Mr Philip John Izzard (75–100% of shares).
Who runs Probate and Wills Online?
Companies House lists 2 directors of Probate and Wills Online: Philip John Izzard and Jane Marie Helen Morris-Rowlinson.
How long has Probate and Wills Online been in business?
The company was formed on 3 May 2023.
What do Probate and Wills Online’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£5,178 (down £5,470 from £292) and cash at bank of £4,984 (up £4,969 from £15).
Does Probate and Wills Online use any other names?
It has previously used the name Probate and Wills Online Ltd.

Sources and links

The full report on Probate and Wills Online Limited

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