Professional Independent Wealth Advice Ltd

Reference number: 990284

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sandringham Financial Partners Limited Reference number: 581304 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Professional Independent Wealth Advice Ltd (FRN 990284) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use Professional Independent Wealth Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Professional Independent Wealth Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3822 0234

  • Address

    Worksop Turbine Office 41, Coach Close, Shireoaks, Worksop, Nottinghamshire, S81 8AP, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3822 0234 is
  • Who else gives the postcode S81 8AP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sandringham Financial Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14557400
Company status
Active
Company type
Private limited company
Incorporated
24 December 2022 (3 years old)
Registered office
Worksop Turbine Office 41 Shireoaks Triangle Business Park, Coach Close, Worksop, Notts, S81 8AP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil James Messenger Director Nov 1964 24 Dec 2022 None
Peter Loughridge Director Nov 1964 27 Mar 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£70.8k

Up £53.1k from −£124k

Cash at bank

£130k

+113% from £61.1k

Employees (average)

13

Same as 13

Owed within a year

£69.3k

−16% from £82.8k

Net assets are negative: on its last balance sheet the company owed £70.8k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14557400. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Professional Independent Wealth Advice’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

14 July 2025

  • Peter Loughridge became a part-owner (25–50% of shares)

Companies House

2023

19 January 2023

  • Became an appointed representative

FCA register

2022

24 December 2022

  • Incorporated at Companies House
  • Neil James Messenger became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Professional Independent Wealth Advice

Other FCA-listed firms that share a director, phone number or address with Professional Independent Wealth Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Professional Independent Wealth Advice

Other firms of the same type (financial adviser), nearest first.

In Worksop

Adam BentonWorksopAppointed representativeAdrianJKnight LtdWorksopAppointed representativeAspirion Wealth LtdWorksopAppointed representativeEvolve Financial Solutions (ADG) LtdWorksopAppointed representativeMike SherwoodWorksopAppointed representativeRachel BaylissWorksopAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Professional Independent Wealth Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Professional Independent Wealth Advice Ltd FCA authorised?
Professional Independent Wealth Advice Ltd (FRN 990284) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Professional Independent Wealth Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Professional Independent Wealth Advice Ltd (FRN 990284) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use Professional Independent Wealth Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Professional Independent Wealth Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Professional Independent Wealth Advice’s phone number?
The FCA register lists the phone number 020 3822 0234 for Professional Independent Wealth Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Professional Independent Wealth Advice a scam or clone?
Professional Independent Wealth Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Professional Independent Wealth Advice?
Protection works through Sandringham Financial Partners Limited, the principal firm responsible for Professional Independent Wealth Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Professional Independent Wealth Advice?
Companies House lists 2 people with significant control of Professional Independent Wealth Advice: Neil James Messenger (25–50% of shares) and Peter Loughridge (25–50% of shares).
Who runs Professional Independent Wealth Advice?
Companies House lists 2 directors of Professional Independent Wealth Advice: Neil James Messenger and Peter Loughridge.
How long has Professional Independent Wealth Advice been in business?
The company was formed on 24 December 2022.
What do Professional Independent Wealth Advice’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£70.8k (up £53.1k from −£124k) and cash at bank of £130k (+113% from £61.1k).

Sources and links

The full report on Professional Independent Wealth Advice Ltd

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