Professional Property Finance Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 30 June 2025

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Professional Property Finance Limited (FRN 1013456) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Professional Property Finance's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Professional Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07752 736672
Address

260 Dewsbury Road, Wakefield, WF2 9BY, United Kingdom

In the full report: 2 background checks

What kind of line 07752 736672 is, and the other firm that gives it
Who else gives the postcode WF2 9BY

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15053808 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 August 2023 (3 years old)
Registered office: 10 Cliff Parade, Wakefield, WF1 2TA, England
Nature of business: Activities of mortgage finance companies (SIC 64922)
Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kirsty Elaine Child	Director	Oct 1993	18 Apr 2024	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£29.5k

−13% from £33.8k

Employees (average)

2

Same as 2

Owed within a year

£42.8k

+30% from £32.8k

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15053808. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Professional Property Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

18 May 2024

Became an appointed representative

FCA register

18 April 2024

Kirsty Elaine Child took control (75–100% of shares)
Peter Hartley Child gave up control

Companies House

2023

7 August 2023

Incorporated at Companies House
Peter Hartley Child took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Professional Property Finance

Other FCA-listed firms that share a director, phone number or address with Professional Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1)
Who links it to this firm: the named directors, with dates

Firms like Professional Property Finance

Other firms of the same type (credit broker), nearest first.

In Wakefield

Becketts Consulting LtdWakefieldAppointed representative Gary WadeWakefieldAppointed representative Javed Arshad KhanWakefieldAppointed representative Muneeb MalikWakefieldAppointed representative NAC (Domestic Appliances) LtdWakefieldAppointed representative Oakwood Business Finance LimitedWakefieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Professional Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Professional Property Finance Limited FCA authorised?

Professional Property Finance Limited (FRN 1013456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Professional Property Finance?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Professional Property Finance Limited (FRN 1013456) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Professional Property Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Professional Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Professional Property Finance’s phone number?

The FCA register lists the phone number 07752 736672 for Professional Property Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Professional Property Finance a scam or clone?

Professional Property Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Professional Property Finance?

Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Professional Property Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Professional Property Finance?

Companies House lists one person with significant control of Professional Property Finance: Miss Kirsty Elaine Child (75–100% of shares). Before that, it was controlled by Mr Peter Hartley Child.

Who runs Professional Property Finance?

Companies House lists one director of Professional Property Finance: Kirsty Elaine Child.

How long has Professional Property Finance been in business?

The company was formed on 7 August 2023.

What do Professional Property Finance’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £29.5k (−13% from £33.8k).