Property Expert Limited

Reference number: 615253

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thehomeinsurer.co.uk first appeared online, and whether it can receive email
  • What kind of line 01832 735388 is
  • Who else gives the postcode NN9 5TU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Home Insurer Trading name
  • The Property Insurer Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07275751
Company status
Active
Company type
Private limited company
Incorporated
7 June 2010 (16 years old)
Registered office
15 College Street, Irthlingborough, Wellingborough, NN9 5TU, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jason Mcclean Director Jun 1972 7 Jun 2010 7 other companies
Douglas James Phelan Director Jul 1963 28 Jul 2010 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
5
still active
6

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£875k

−12% from £992k

Cash at bank

£1.12m

+48% from £759k

Employees (average)

12

Same as 12

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07275751. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Property Expert’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2023

21 July 2023

  • Alan Lamb no longer has significant control
  • Alison Lamb no longer has significant control

Companies House

2017

7 June 2017

  • Alison Lamb gained significant control
  • Douglas James Phelan gained significant control
  • Jason McClean became the majority owner (50–75% of shares)

Companies House

6 June 2017

  • Alan Lamb gained significant control

Companies House

2014

14 March 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

7 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 2
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Firms like Property Expert

Other firms of the same type (insurance broker), nearest first.

In Wellingborough

Brown & Brown Private Client LLPWellingboroughAuthorisedBQI Group LimitedWellingboroughAuthorisedElevate Insurance Brokers LimitedWellingboroughAuthorisedL & K Insure LtdWellingboroughAuthorisedBlue Herring Mortgage & Protection Services LtdWellingboroughAppointed representativeeti logistics support ltdWellingboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Property Expert

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Property Expert Limited FCA authorised?
Yes, Property Expert Limited (FRN 615253) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Property Expert’s phone number and website?
The FCA register lists the phone number 01832 735388 and the website thehomeinsurer.co.uk for Property Expert. If you were given different contact details, use these to check with the firm before going any further.
Is Property Expert a scam or clone?
Property Expert is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Property Expert?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Property Expert to the Financial Ombudsman Service, free of charge.
Who owns Property Expert?
Companies House lists 2 people with significant control of Property Expert: Mr Jason McClean (50–75% of shares) and Mr Douglas James Phelan (can appoint and remove the board). Before that, it was controlled by Mrs Alison Lamb and Mr Alan Lamb.
Who runs Property Expert?
Companies House lists 2 directors of Property Expert: Jason McClean and Douglas James Phelan.
How long has Property Expert been in business?
The company was formed on 7 June 2010, and has held its current FCA authorisation since March 2014.
What do Property Expert’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £875k (−12% from £992k) and cash at bank of £1.12m (+48% from £759k).
Does Property Expert use any other names?
It trades as The Home Insurer and The Property Insurer.

Sources and links

The full report on Property Expert Limited

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