Property Stop Estate Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 30 September 2025

Responsible principal firm

CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Property Stop Estate Management Limited (FRN 1055163) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Property Stop Estate Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Property Stop Estate Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

psem.org.uk (opens in a new tab)
Phone number

01245 974077
Address

Unit 75, Waterhouse Business Centre, 2 Cromar Way, Chelmsford, Essex, CM1 2QE, United Kingdom

In the full report: 3 background checks

When psem.org.uk first appeared online, and whether it can receive email
What kind of line 01245 974077 is
Who else gives the postcode CM1 2QE

Other names (1)

If you were contacted under any of these names, it is this firm.

PSEM Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Clear Insurance Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12890645 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 September 2020 (6 years old)
Registered office: Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, Essex, CM1 1GU, England
Nature of business: Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark Alexander August	Director	Dec 1971	18 Sep 2020	6 other companies
Stephanie Jane August	Director	Apr 1974	16 Sep 2024	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
still active: 6
run together: 2

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 2 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£15.2k

+196% from £5,144

Owed within a year

£44.0k

−17% from £52.8k

Net assets

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12890645. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Property Stop Estate Management’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2026

11 May 2026

Became an appointed representative

FCA register

2023

24 March 2023

Mark Alexander August became a part-owner (25–50% of shares)
Property Stop Limited stopped being a part-owner

Companies House

2020

18 September 2020

Incorporated at Companies House
Mayrose Properties Limited became a part-owner (25–50% of shares)
Property Stop Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

All 15 events in its history (6 shown here)
Every director appointment and resignation: 8

Firms connected to Property Stop Estate Management

Other FCA-listed firms that share a director, phone number or address with Property Stop Estate Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Property Stop Estate Management

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Property Stop Estate Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 15 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Property Stop Estate Management Limited FCA authorised?

Property Stop Estate Management Limited (FRN 1055163) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Property Stop Estate Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Property Stop Estate Management Limited (FRN 1055163) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Property Stop Estate Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Property Stop Estate Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Property Stop Estate Management’s phone number and website?

The FCA register lists the phone number 01245 974077 and the website psem.org.uk for Property Stop Estate Management. If you were given different contact details, use these to check with the firm before going any further.

Is Property Stop Estate Management a scam or clone?

Property Stop Estate Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Property Stop Estate Management?

Protection works through Clear Insurance Management Limited, the principal firm responsible for Property Stop Estate Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Property Stop Estate Management?

Companies House lists 2 people with significant control of Property Stop Estate Management: Mr Mark Alexander August (25–50% of shares) and Mayrose Properties Limited (25–50% of shares). Before that, it was controlled by Property Stop Limited.

Who runs Property Stop Estate Management?

Companies House lists 2 directors of Property Stop Estate Management: Mark Alexander August and Stephanie Jane August.

How long has Property Stop Estate Management been in business?

The company was formed on 18 September 2020.

What do Property Stop Estate Management’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £15.2k (+196% from £5,144).

Does Property Stop Estate Management use any other names?

It trades as PSEM.