Prosper Savings Limited

Reference number: 991710

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prosper.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3137 0487 is
  • Who else gives the postcode EC1R 0NA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Prosper Trading name: A name it trades under now.
  • ForMore Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 April 2019 (7 years old)
Registered office
167-169 Great Portland Street, London, W1W 5PF, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Frederick Samuel Knox Director Jan 1975 20 Sep 2019 28 other companies
Nicholas Simon Perrett Director Nov 1974 8 Jul 2021 None
Adrian Matthew Robins Director Jan 1972 22 Jun 2026 1 other company
Michael David Fletcher Kent Director Apr 1975 23 Jun 2026 13 other companies
Philip Smith Director Sep 1968 29 Jul 2026 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
35
closed down
18
went insolvent
1

In the full report: all 35 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • The 7 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2023Full accountsAudited

Net assets

£860k

−60% from £2.16m

Cash at bank

£66.5k

−97% from £2.17m

Employees (average)

8

+300% from 2

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11923629. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prosper Savings’s history from the FCA register and Companies House, newest first.

2024

9 August 2024

  • Nicholas Simon Perrett stopped being the majority owner

Companies House

9 February 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

14 October 2022

  • Nicholas Simon Perrett became the majority owner (50–75% of shares)

Companies House

8 March 2022

  • Michael John Perrett stopped being a part-owner
  • Nicholas Simon Perrett stopped being a part-owner

Companies House

2021

28 June 2021

  • Michael John Perrett became a part-owner (25–50% of shares)
  • Nicholas Simon Perrett became a part-owner (25–50% of shares)

Companies House

25 June 2021

  • Frederick Samuel Knox stopped being a part-owner
  • Michael David Fletcher Kent stopped being a part-owner

Companies House

2019

5 April 2019

  • Alexandra Anne Kent stopped being a part-owner
  • Frederick Samuel Knox became a part-owner (25–50% of shares)
  • Georgina Lila Knox stopped being a part-owner
  • Michael David Fletcher Kent became a part-owner (25–50% of shares)

Companies House

3 April 2019

  • Incorporated at Companies House
  • Alexandra Anne Kent became a part-owner (25–50% of shares)
  • Georgina Lila Knox became a part-owner (25–50% of shares)

Companies House

In the full report: all 34 events

  • All 34 events in its history (17 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Prosper Savings

Other FCA-listed firms that share a director, phone number or address with Prosper Savings. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Get the full report on Prosper Savings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 35 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 34 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Prosper Savings Limited FCA authorised?
Yes, Prosper Savings Limited (FRN 991710) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2024. The FCA has placed no limits on its permissions.
What is Prosper Savings’ phone number and website?
The FCA register lists the phone number 020 3137 0487 and the website prosper.co.uk for Prosper Savings. If you were given different contact details, use these to check with the firm before going any further.
Is Prosper Savings a scam or clone?
Prosper Savings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prosper Savings?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Prosper Savings to the Financial Ombudsman Service, free of charge.
Who owns Prosper Savings?
Companies House lists no one with significant control of Prosper Savings now. Before that, it was controlled by Mr Nicholas Simon Perrett, Mr Michael John Perrett and Alexandra Anne Kent.
Who runs Prosper Savings?
Companies House lists 5 directors of Prosper Savings: Frederick Samuel Knox, Nicholas Simon Perrett, Adrian Matthew Robins, Michael David Fletcher Kent and Philip Smith.
How long has Prosper Savings been in business?
The company was formed on 3 April 2019, and has held its current FCA authorisation since February 2024.
What do Prosper Savings’ latest accounts show?
Its latest accounts, to 30 April 2023, show net assets of £860k (−60% from £2.16m) and cash at bank of £66.5k (−97% from £2.17m).
Does Prosper Savings use any other names?
It trades as Prosper. It has previously used the name ForMore.

Sources and links

The full report on Prosper Savings Limited

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