Protect Risk Management Ltd

Reference number: 311812

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0330 055 5500

  • Address

    U B T (Eu) Ltd, The Precinct Warwick, Poseidon Way, Warwick, Warwickshire, CV34 6BY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0330 055 5500 is, and the other firm that gives it
  • Who else gives the postcode CV34 6BY
Instant PDF download
Other names (5)

If you were contacted under any of these names, it is this firm.

  • Bates General Insurance Services Ltd Former name
  • Commercial Insurance Brokers Ltd Former name
  • CORE PROTECT LIMITED Former name
  • Bates Insurance Group Former trading name
  • Commercial Insurance Brokers Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03696745
Company status
Active
Company type
Private limited company
Incorporated
18 January 1999 (27 years old)
Registered office
The Precinct, Poseidon Way, Warwick, Warwickshire, CV34 6BY, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon James Taylor Director May 1989 1 Sep 2024 3 other companies
Roddy Neil Cox Director Jul 1984 25 Jun 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 10 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

14 months to 31 December 2025Small company accountsNot audited

Net assets

£10.0k

Same as £10.0k

Cash at bank

£2,023

+8.9% from £1,858

Employees (average)

1

−67% from 3

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03696745. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Protect Risk Management’s history from the FCA register and Companies House, newest first.

Key events (14) All events (37)

2026

1 August 2026

  • Balmoral Holdings UK Ltd gave up control
  • Ubt (EU) Ltd took control (75–100% of shares)

Companies House

2 July 2026

  • Changed its registered name from "CORE PROTECT LIMITED"

FCA register

2025

14 July 2025

  • Changed its registered name from "Commercial Insurance Brokers Ltd"

FCA register

2024

1 September 2024

  • Board replaced: its only director left and 2 new directors took over
  • Balmoral Holdings UK Ltd took control (75–100% of shares)
  • Hayway Limited gave up control

Companies House

2016

6 April 2016

  • Hayway Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

28 June 2010

  • Changed its registered name from "Bates General Insurance Services Ltd"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

7 March 2003

  • Board replaced: all 4 directors left and 2 new directors took over

Companies House

1999

18 January 1999

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (14 shown here)
  • Every director appointment and resignation: 16
Instant PDF download

Firms connected to Protect Risk Management

Other FCA-listed firms that share a director, phone number or address with Protect Risk Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Protect Risk Management

Other firms of the same type (insurance broker), nearest first.

In Warwick

Driveaway Motoring Services LtdWarwickAuthorisedGodfrey-PaytonWarwickAuthorisedJohn Bateman Insurance Consultants LimitedWarwickAuthorisedPrimus Medical Indemnity LimitedWarwickAuthorisedD James, M J Welton, A C Price, J P Bird & G J WheatleyWarwickAppointed representativeCooper Solutions LimitedWarwickAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Protect Risk Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 37 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Protect Risk Management Ltd FCA authorised?
Yes, Protect Risk Management Ltd (FRN 311812) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Protect Risk Management’s phone number?
The FCA register lists the phone number 0330 055 5500 for Protect Risk Management. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Protect Risk Management a scam or clone?
Protect Risk Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Protect Risk Management?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Protect Risk Management to the Financial Ombudsman Service, free of charge.
Who owns Protect Risk Management?
Protect Risk Management is owned by Ubt (EU) Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 August 2026. Before that, it was controlled by Hayway Limited and Balmoral Holdings UK Ltd.
Who runs Protect Risk Management?
Companies House lists 2 directors of Protect Risk Management: Simon James Taylor and Roddy Neil Cox.
How long has Protect Risk Management been in business?
The company was formed on 18 January 1999, and has held its current FCA authorisation since January 2005.
What do Protect Risk Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £10.0k (same as £10.0k) and cash at bank of £2,023 (+8.9% from £1,858).
Does Protect Risk Management use any other names?
It has previously used 5 other names, including Bates General Insurance Services Ltd, Commercial Insurance Brokers Ltd and CORE PROTECT LIMITED.

Sources and links

The full report on Protect Risk Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…