Provego Limited

Reference number: 671437

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Bspoke Commercial Ltd Reference number: 709456 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Provego Limited (FRN 671437) is an AR of Bspoke Commercial Ltd (FRN 709456). When you use Provego's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Provego, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When provego.co.uk first appeared online, and whether it can receive email
  • What kind of line 01746 250026 is
  • Who else gives the postcode WV16 4BB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Bspoke Motor Trade Trading name
  • Bspoke Transportation Trading name
  • Provego Underwriting Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Commercial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
09366935
Company status
Active
Company type
Private limited company
Incorporated
24 December 2014 (11 years old)
Registered office
Brookfield Court Selby Road, Garforth, Leeds, LS25 1NB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Timothy Carder Director Sep 1962 1 Jul 2019 1 other company
Ryan Mark Gill Director Feb 1983 12 Sep 2025 26 other companies
Philip James Welch Director Mar 1990 12 Aug 2026 13 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
13
are FCA-registered
6

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 12 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

Provego’s history from the FCA register and Companies House, newest first.

Key events (7) All events (23)

2019

5 April 2019

  • Bspoke Central Services Ltd took control (75–100% of shares)
  • Timothy John Smyth stopped being the majority owner

Companies House

2017

2 May 2017

  • Andrew David Evans gave up control
  • Timothy John Smyth became the majority owner (50–75% of shares)

Companies House

2016

30 June 2016

  • Andrew David Evans took control (75–100% of shares)

Companies House

2015

12 February 2015

  • Became an appointed representative

FCA register

2014

24 December 2014

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Provego

Other FCA-listed firms that share a director, phone number or address with Provego. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
6
share its postcode
2

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (6), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Provego

Other firms of the same type (insurance broker), nearest first.

In Bridgnorth

D M Probert, J E Swinnerton & H M CainsBridgnorthAppointed representativeNock Deighton (1831) LtdBridgnorthAppointed representativeK D H Insurance Brokers LimitedBridgnorthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Provego

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 23 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Provego Limited FCA authorised?
Provego Limited (FRN 671437) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Provego?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Provego Limited (FRN 671437) is an AR of Bspoke Commercial Ltd (FRN 709456). When you use Provego's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Provego, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Provego’s phone number and website?
The FCA register lists the phone number 01746 250026 and the website provego.co.uk for Provego. If you were given different contact details, use these to check with the firm before going any further.
Is Provego a scam or clone?
Provego is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Provego?
Protection works through Bspoke Commercial Ltd, the principal firm responsible for Provego's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Provego?
Provego is owned by Bspoke Central Services Ltd, which holds 75–100% of shares, since 5 April 2019. Before that, it was controlled by Mr Timothy John Smyth and Mr Andrew David Evans.
Who runs Provego?
Companies House lists 3 directors of Provego: Daniel Timothy Carder, Ryan Mark Gill and Philip James Welch.
How long has Provego been in business?
The company was formed on 24 December 2014.
Does Provego use any other names?
It trades as Bspoke Motor Trade, Bspoke Transportation and Provego Underwriting.

Sources and links

The full report on Provego Limited

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