PRS Finance PLC

Reference number: 943100

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07408 851484

  • Address

    10th Floor, 5 Churchill Place, London, E14 5HU, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07408 851484 is
  • Whether E14 5HU is a shared office: 22 other firms give it
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
27 November 2014 (11 years old)
Registered office
5 Churchill Place, 10th Floor, London, E14 5HU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
CSC DIRECTORS (NO.3) LIMITED Corporate director Not published 26 Mar 2015 974 other companies
CSC DIRECTORS (NO.4) LIMITED Corporate director Not published 26 Mar 2015 1193 other companies
Paivi Helena Whitaker Director Jan 1963 18 Apr 2023 653 other companies
CSC CORPORATE SERVICES (LONDON) LIMITED Corporate secretary Not published 26 Mar 2015 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
1424
closed down
896
went insolvent
24

In the full report: all 1424 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 24 that went into liquidation or administration
  • The 12 on the FCA register, including one no longer authorised
  • The 1086 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

PRS Finance’s history from the FCA register and Companies House, newest first.

2021

14 March 2021

  • Registered with the FCA

FCA register

2016

6 April 2016

  • Prs Operations Limited took control (75–100% of shares)

Companies House

2014

27 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (3 shown here)
  • Every director appointment and resignation: 11
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Firms connected to PRS Finance

Other FCA-listed firms that share a director, phone number or address with PRS Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
9
share its postcode
4

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (9), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Get the full report on PRS Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1424 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 14 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is PRS Finance PLC FCA authorised?
PRS Finance PLC (FRN 943100) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is PRS Finance’s phone number?
The FCA register lists the phone number 07408 851484 for PRS Finance. If you were given different contact details, use these to check with the firm before going any further.
Is PRS Finance a scam or clone?
PRS Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with PRS Finance?
Money you hand to PRS Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns PRS Finance?
PRS Finance is owned by Prs Operations Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs PRS Finance?
Companies House lists 3 directors of PRS Finance: Csc Directors (No.3) Limited, Csc Directors (No.4) Limited and Paivi Helena Whitaker.
How long has PRS Finance been in business?
The company was formed on 27 November 2014.

Sources and links

The full report on PRS Finance PLC

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