Prudential Lifetime Mortgages Limited

Reference number: 119350

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mandg.com first appeared online, and whether it can receive email
  • What kind of line 0800 000 000 is, and the 3 other firms that give it
  • Who else gives the postcode EC3M 5AG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pru Trading name
  • Scottish Amicable Investment Managers Ltd Former name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC073158
Company status
Active
Company type
Private limited company
Incorporated
18 November 1980 (45 years old)
Registered office
5 Central Way, Kildean Business Park, Stirling, FK8 1FT, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Paton Evans Director Jul 1968 23 May 2018 2 other companies
Spencer Horgan Director Dec 1974 15 Aug 2022 14 other companies
David Nancarrow Director Jun 1970 22 Nov 2022 None
Clive Grant Bolton Director Sep 1961 25 Sep 2023 13 other companies
M&G COMPANY SECRETARY LIMITED Corporate secretary Not published 6 Oct 2026 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
6
are FCA-registered
6

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 4 companies these 4 directors run together
  • All 55 people who have ever been directors, with their dates
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Key dates in its history

Prudential Lifetime Mortgages’s history from the FCA register and Companies House, newest first.

Key events (12) All events (119)

2016

6 April 2016

  • The Prudential Assurance Company Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date
  • No longer regulated by the Prudential Regulation Authority

FCA register

2006

2 November 2006

  • Board replaced: both directors left and 2 new directors took over

Companies House

2005

20 June 2005

  • Board replaced: both directors left and 3 new directors took over

Companies House

14 June 2005

  • Changed its registered name from "Scottish Amicable Investment Managers Ltd"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

30 November 2000

  • Board replaced: both directors left and a new director took over

Companies House

1980

18 November 1980

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Regulated by the Investment Management Regulatory Organisation from this date

FCA register

In the full report: all 119 events

  • All 119 events in its history (12 shown here)
  • Every director appointment and resignation: 102
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Firms connected to Prudential Lifetime Mortgages

Other FCA-listed firms that share a director, phone number or address with Prudential Lifetime Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its phone number
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same phone number (3), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Prudential Lifetime Mortgages

Other firms of the same type (mortgage lender), nearest first.

In London

Rothschild & Co Wealth Management UK LimitedLondonAuthorisedCoutts Finance Co.LondonAuthorisedButterfield Mortgages LimitedLondonAuthorisedOctopus Investments LimitedLondonAuthorisedLendInvest Loans LimitedLondonAuthorisedStonehaven UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prudential Lifetime Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 119 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Prudential Lifetime Mortgages Limited FCA authorised?
Yes, Prudential Lifetime Mortgages Limited (FRN 119350) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Prudential Lifetime Mortgages’ phone number and website?
The FCA register lists the phone number 0800 000 000 and the website mandg.com/pru for Prudential Lifetime Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Prudential Lifetime Mortgages a scam or clone?
Prudential Lifetime Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prudential Lifetime Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Prudential Lifetime Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Prudential Lifetime Mortgages?
Prudential Lifetime Mortgages is owned by The Prudential Assurance Company Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Prudential Lifetime Mortgages?
Companies House lists 4 directors of Prudential Lifetime Mortgages: Stuart Paton Evans, Spencer Horgan, David Nancarrow and Clive Grant Bolton.
How long has Prudential Lifetime Mortgages been in business?
The company was formed on 18 November 1980, and has held its current FCA authorisation since December 2001.
Does Prudential Lifetime Mortgages use any other names?
It trades as Pru. It has previously used the name Scottish Amicable Investment Managers Ltd.

Sources and links

The full report on Prudential Lifetime Mortgages Limited

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