Prydis Wealth (Scotland) Limited

Reference number: 931588

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Prydis Wealth (Scotland) Limited (FRN 931588) is an AR of FINANCIAL SOLUTIONS GROUP LIMITED (FRN 432014). When you use Prydis Wealth (Scotland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Prydis Wealth (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prydis.com first appeared online, and whether it can receive email
  • What kind of line 01392 432431 is, and the 2 other firms that give it
  • Who else gives the postcode EH2 3JZ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Prydis Trading name: A name it trades under now.
  • Prydis Wealth Trading name: A name it trades under now.
  • Simpatico Former trading name: A name it used to trade under.
  • Simpatico Financial Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financial Solutions Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 July 2020 (6 years old)
Registered office
14-18 Hill Street, Edinburgh, EH2 3JZ, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Murray Director Jul 1973 2 Oct 2020 None
James Arthur Harrison Priday Director Sep 1987 21 Dec 2020 35 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
35
closed down
16
went insolvent
1

In the full report: all 35 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

−£14.9k

−143% from £34.8k

Cash at bank

£1,417

−70% from £4,743

Owed within a year

£115k

+195% from £39.1k

Net assets are negative: on its last balance sheet the company owed £14.9k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC668715. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prydis Wealth (Scotland)’s history from the FCA register and Companies House, newest first.

2020

7 August 2020

  • Became an appointed representative

FCA register

27 July 2020

  • Incorporated at Companies House
  • Prydis Wealth Limited took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (3 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Prydis Wealth (Scotland)

Other FCA-listed firms that share a director, phone number or address with Prydis Wealth (Scotland). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
3

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Prydis Wealth (Scotland)

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prydis Wealth (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 35 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 17 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Prydis Wealth (Scotland) Limited FCA authorised?
Prydis Wealth (Scotland) Limited (FRN 931588) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Prydis Wealth (Scotland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Prydis Wealth (Scotland) Limited (FRN 931588) is an AR of FINANCIAL SOLUTIONS GROUP LIMITED (FRN 432014). When you use Prydis Wealth (Scotland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Prydis Wealth (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Prydis Wealth (Scotland)’s phone number and website?
The FCA register lists the phone number 01392 432431 and the website prydis.com for Prydis Wealth (Scotland). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Prydis Wealth (Scotland) a scam or clone?
Prydis Wealth (Scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prydis Wealth (Scotland)?
Protection works through Financial Solutions Group Limited, the principal firm responsible for Prydis Wealth (Scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Prydis Wealth (Scotland)?
Prydis Wealth (Scotland) is owned by Prydis Wealth Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 July 2020.
Who runs Prydis Wealth (Scotland)?
Companies House lists 2 directors of Prydis Wealth (Scotland): Scott Murray and James Arthur Harrison Priday.
How long has Prydis Wealth (Scotland) been in business?
The company was formed on 27 July 2020.
What do Prydis Wealth (Scotland)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£14.9k (−143% from £34.8k) and cash at bank of £1,417 (−70% from £4,743).
Does Prydis Wealth (Scotland) use any other names?
It trades as Prydis and Prydis Wealth. It has previously used 2 other names: Simpatico and Simpatico Financial Planning.

Sources and links

The full report on Prydis Wealth (Scotland) Limited

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