Psychologists' Protection Services Limited

Reference number: 543488

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Psychologists' Protection Services Limited (FRN 543488) is an AR of International Financial Security Limited (FRN 969653). When you use Psychologists' Protection Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Psychologists' Protection Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0333 320 8074

  • Address

    Limetree House, North Castle Street, Alloa, FK10 1EX, United Kingdom

In the full report: 2 background checks

  • What kind of line 0333 320 8074 is, and the other firm that gives it
  • Who else gives the postcode FK10 1EX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PPS Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through International Financial Security Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 May 2010 (16 years old)
Registered office
Pps Lime Tree House, North Castle Street, Alloa, FK10 1EX, Scotland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Ewan Magnus Murray Director Mar 1972 26 May 2010 None
Ruth Anne Murray Director Apr 1976 26 May 2010 None
Ewan Magnus Murray Secretary Not published 20 May 2018 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

14 months to 31 December 2025Small company accountsNot audited

Net assets

£18.4k

+357% from £4,025

Cash at bank

£60.0k

−16% from £71.7k

Employees (average)

8

+14% from 7

Owed within a year

£46.4k

−36% from £72.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC379274. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Psychologists' Protection Services’s history from the FCA register and Companies House, newest first.

2017

26 May 2017

  • Ewan Magnus Murray became a part-owner (25–50% of shares)
  • Ruth Anne Murray became a part-owner (25–50% of shares)

Companies House

2011

21 March 2011

  • Became an appointed representative

FCA register

2010

26 May 2010

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Psychologists' Protection Services

Other FCA-listed firms that share a director, phone number or address with Psychologists' Protection Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Psychologists' Protection Services

Other firms of the same type (insurance broker), nearest first.

In Alloa

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Psychologists' Protection Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Psychologists' Protection Services Limited FCA authorised?
Psychologists' Protection Services Limited (FRN 543488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Psychologists' Protection Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Psychologists' Protection Services Limited (FRN 543488) is an AR of International Financial Security Limited (FRN 969653). When you use Psychologists' Protection Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Psychologists' Protection Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Psychologists' Protection Services’ phone number?
The FCA register lists the phone number 0333 320 8074 for Psychologists' Protection Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Psychologists' Protection Services a scam or clone?
Psychologists' Protection Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Psychologists' Protection Services?
Protection works through International Financial Security Limited, the principal firm responsible for Psychologists' Protection Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Psychologists' Protection Services?
Companies House lists 2 people with significant control of Psychologists' Protection Services: Mr Ewan Magnus Murray (25–50% of shares) and Mrs Ruth Anne Murray (25–50% of shares).
Who runs Psychologists' Protection Services?
Companies House lists 2 directors of Psychologists' Protection Services: Ewan Magnus Murray and Ruth Anne Murray.
How long has Psychologists' Protection Services been in business?
The company was formed on 26 May 2010.
What do Psychologists' Protection Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £18.4k (+357% from £4,025) and cash at bank of £60.0k (−16% from £71.7k).
Does Psychologists' Protection Services use any other names?
It trades as PPS.

Sources and links

The full report on Psychologists' Protection Services Limited

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