Pulse Finance Limited

Reference number: 1032947

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    The Grosvenor, Basing View, Basingstoke, RG21 4HG, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode RG21 4HG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PULSE FACTORING FINANCE LIMITED Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 March 2013 (13 years old)
Registered office
The Grosvenor, Basing View, Basingstoke, Hampshire, RG21 4HG, England
Nature of business
  • Factoring (SIC 64992)

Directors and company secretaries

Name Role Born Appointed Other companies
Toni Dare Director Mar 1968 5 Mar 2013 11 other companies
Pablo Fraga Director Mar 1971 10 Apr 2025 1 other company
Martin Robert Bennison Director Jul 1969 10 Apr 2025 3 other companies
Eamonn Mcinerney Director Jan 1981 10 Apr 2025 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
8
went insolvent
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£4.87m

No earlier figure to compare

Cash at bank

£3.04m

No earlier figure to compare

Owed within a year

£10.8m

No earlier figure to compare

Total equity

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08429955. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Pulse Finance’s history from the FCA register and Companies House, newest first.

2025

27 May 2025

  • Changed its registered name from "PULSE FACTORING FINANCE LIMITED"

FCA register

23 May 2025

  • Changed its registered name from "PULSE FINANCE LIMITED"
  • Registered with the FCA

FCA register

10 April 2025

  • Pulse Factoring Solutions Ltd gave up control
  • Pulse Group Of Companies Limited took control (75–100% of shares)

Companies House

2023

23 March 2023

  • Pulse Factoring Solutions Ltd gave up control

Companies House

2016

29 September 2016

  • Pulse Factoring Solutions Ltd took control (75–100% of shares)

Companies House

6 April 2016

  • Pulse Factoring Solutions Ltd took control (75–100% of shares)

Companies House

2013

5 March 2013

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Pulse Finance

Other FCA-listed firms that share a director, phone number or address with Pulse Finance. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Get the full report on Pulse Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 1 background check on its contact details
  • 5 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Pulse Finance Limited FCA authorised?
Pulse Finance Limited (FRN 1032947) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Pulse Finance a scam or clone?
Pulse Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Pulse Finance?
Money you hand to Pulse Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Pulse Finance?
Pulse Finance is owned by Pulse Group Of Companies Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 April 2025. Before that, it was controlled by Pulse Factoring Solutions Ltd.
Who runs Pulse Finance?
Companies House lists 4 directors of Pulse Finance: Toni Dare, Pablo Fraga, Martin Robert Bennison and Eamonn McInerney.
How long has Pulse Finance been in business?
The company was formed on 5 March 2013.
What do Pulse Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £4.87m (no earlier figure to compare) and cash at bank of £3.04m (no earlier figure to compare).
Does Pulse Finance use any other names?
It has previously used the name PULSE FACTORING FINANCE LIMITED.

Sources and links

The full report on Pulse Finance Limited

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