Pure Mortgage & Financial Planning LLP

Reference number: 454722

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pure Mortgage & Financial Planning LLP (FRN 454722) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Pure Mortgage & Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pure Mortgage & Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pure-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8066 0409 is
  • Who else gives the postcode SO40 4AW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC318451
Company status
Active
Company type
Limited liability partnership
Incorporated
16 March 2006 (20 years old)
Registered office
8 Maritime Avenue, Marchwood, Southampton, SO40 4AW, England

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John George Lynett LLP designated member Sep 1971 16 Mar 2006 1 other company
Lisa Nicola Lynett LLP designated member Jan 1970 20 May 2013 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Micro-entity accountsNot audited

Employees (average)

0

Same as 0

In the full report: all 4 years of accounts

  • Every year from 2021 to 2024
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC318451. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Pure Mortgage & Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

6 April 2016

  • Lisa Nicola Lynett became a part-owner (25–50% of shares)
  • Richard John George Lynett became a part-owner (25–50% of shares)

Companies House

2006

17 July 2006

  • Became an appointed representative

FCA register

16 March 2006

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Pure Mortgage & Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Southampton

Alisha RamazannezhadSouthamptonAppointed representativeBligh Financial Management LtdSouthamptonAppointed representativeBritstone Finance LtdSouthamptonAppointed representativeClinton Kennard Associates LtdSouthamptonAppointed representativeColin ChandlerSouthamptonAppointed representativeCompass Personal Finance LtdSouthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pure Mortgage & Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Pure Mortgage & Financial Planning LLP FCA authorised?
Pure Mortgage & Financial Planning LLP (FRN 454722) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pure Mortgage & Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pure Mortgage & Financial Planning LLP (FRN 454722) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Pure Mortgage & Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pure Mortgage & Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pure Mortgage & Financial Planning’s phone number and website?
The FCA register lists the phone number 023 8066 0409 and the website pure-financial.co.uk for Pure Mortgage & Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pure Mortgage & Financial Planning a scam or clone?
Pure Mortgage & Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pure Mortgage & Financial Planning?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Pure Mortgage & Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pure Mortgage & Financial Planning?
Companies House lists 2 people with significant control of Pure Mortgage & Financial Planning: Mrs Lisa Nicola Lynett (25–50% of votes) and Mr Richard John George Lynett (25–50% of votes).
Who runs Pure Mortgage & Financial Planning?
Companies House lists 2 directors of Pure Mortgage & Financial Planning: Richard John George Lynett and Lisa Nicola Lynett.
How long has Pure Mortgage & Financial Planning been in business?
The company was formed on 16 March 2006.
What do Pure Mortgage & Financial Planning’s latest accounts show?

Sources and links

The full report on Pure Mortgage & Financial Planning LLP

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