Puzzle Financial Solutions LLP: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

puzzlefs.co.uk (opens in a new tab)
Phone number

01422 649434
Address

79 Huddersfield Road, Elland, West Yorkshire, HX5 9AA, United Kingdom

In the full report: 3 background checks

When puzzlefs.co.uk first appeared online, and whether it can receive email
What kind of line 01422 649434 is
Who else gives the postcode HX5 9AA

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (16 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC424566 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 22 October 2018 (8 years old)
Registered office: 79 Huddersfield Road, Elland, HX5 9AA, England

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Anthony James Powell	LLP designated member	Sep 1963	22 Oct 2018	1 other company
Julie Christine Powell	LLP designated member	Sep 1963	22 Oct 2018	None
Reece Powell	LLP designated member	Jan 2001	6 Apr 2024	None
Ryan James Powell	LLP member	Mar 1999	29 Sep 2026	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
is FCA-registered: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£25.0k

Up £29.7k from −£4,712

Employees (average)

1

Up 1 from 0

Owed within a year

£1,350

Up £1,351 from −£1

The accounts for the year to 31 March 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £215k, for the year to 31 March 2025.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC424566. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Puzzle Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2019

1 April 2019

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2018

22 October 2018

Incorporated at Companies House
Anthony James Powell became a part-owner (25–50% of shares)
Julie Christine Powell became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms connected to Puzzle Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Puzzle Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Puzzle Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Elland

Eastwood Financial Services LimitedEllandAuthorised Symphony Financial Advisers LtdEllandAuthorised

In the Halifax (HX) postcode area

Andrew Heptinstall Financial Services LLPHebden BridgeAuthorised Bolsover Render Financial Planning LtdHalifaxAuthorised Cansquared LimitedHebden BridgeAuthorised David S Lowe Financial ManagementHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Puzzle Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 11 events in its history

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Frequently asked questions about this firm

Is Puzzle Financial Solutions LLP FCA authorised?

Yes, Puzzle Financial Solutions LLP (FRN 830101) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Puzzle Financial Solutions’ phone number and website?

The FCA register lists the phone number 01422 649434 and the website puzzlefs.co.uk for Puzzle Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is Puzzle Financial Solutions a scam or clone?

Puzzle Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Puzzle Financial Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Puzzle Financial Solutions to the Financial Ombudsman Service, free of charge.

Who owns Puzzle Financial Solutions?

Companies House lists 2 people with significant control of Puzzle Financial Solutions: Mr Anthony James Powell (25–50% of votes) and Mrs Julie Christine Powell (25–50% of votes).

Who runs Puzzle Financial Solutions?

Companies House lists 4 directors of Puzzle Financial Solutions: Anthony James Powell, Julie Christine Powell, Reece Powell and Ryan James Powell.

How long has Puzzle Financial Solutions been in business?

The company was formed on 22 October 2018, and has held its current FCA authorisation since April 2019.

What do Puzzle Financial Solutions’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £25.0k (up £29.7k from −£4,712).