Pyxis Financial Planning limited

Reference number: 975302

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pyxis Financial Planning limited (FRN 975302) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Pyxis Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pyxis Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07845 657213

  • Address

    7 Nelson Street, Southend-On-Sea, Southend-On-Sea, SS1 1EF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07845 657213 is
  • Who else gives the postcode SS1 1EF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13996700
Company status
Active
Company type
Private limited company
Incorporated
23 March 2022 (4 years old)
Registered office
7 Nelson Street, Southend-On-Sea, SS1 1EF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Sinead Costello Director Mar 1987 23 Mar 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

−£381

Up £4,326 from −£4,707

Cash at bank

£2,795

No earlier figure to compare

Owed within a year

£3,991

−15% from £4,715

Net assets are negative: on its last balance sheet the company owed £381 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13996700. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pyxis Financial Planning’s history from the FCA register and Companies House, newest first.

2022

6 May 2022

  • Became an appointed representative
  • Began trading as "Pyxis Financial Planning"

FCA register

23 March 2022

  • Incorporated at Companies House
  • Sinead Costello took control (75–100% of shares)
  • Sinead Costello appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Pyxis Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Southend-On-Sea

Amber Wealth Management LimitedSouthend-On-SeaAppointed representativeJury Financial Solutions LimitedSouthend-on-SeaAppointed representativeMDW Wealth LimitedSouthend-On-SeaAppointed representativeHigh Ridge Services LimitedSouthend-On-SeaAppointed representativeAndrew JamesSouthend-on-SeaAuthorisedCervello Financial Planning LimitedSouthend-On-SeaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pyxis Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Pyxis Financial Planning limited FCA authorised?
Pyxis Financial Planning limited (FRN 975302) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pyxis Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pyxis Financial Planning limited (FRN 975302) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Pyxis Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pyxis Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pyxis Financial Planning’s phone number?
The FCA register lists the phone number 07845 657213 for Pyxis Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pyxis Financial Planning a scam or clone?
Pyxis Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pyxis Financial Planning?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Pyxis Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pyxis Financial Planning?
Companies House lists one person with significant control of Pyxis Financial Planning: Ms Sinead Costello (75–100% of shares).
Who runs Pyxis Financial Planning?
Companies House lists one director of Pyxis Financial Planning: Sinead Costello.
How long has Pyxis Financial Planning been in business?
The company was formed on 23 March 2022.
What do Pyxis Financial Planning’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£381 (up £4,326 from −£4,707) and cash at bank of £2,795 (no earlier figure to compare).

Sources and links

The full report on Pyxis Financial Planning limited

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