QC Prestige Ltd

Reference number: 1056088

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • QC Prestige Ltd (FRN 1056088) introduces customers to Moorgate Finance Limited (FRN 662419). Any regulated advice or arranging is done by the principal, not QC Prestige.
  • Example: if QC Prestige refers you to a financial adviser, the advice should come from the principal firm, not from QC Prestige itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When q-cars.com first appeared online, and whether it can receive email
  • What kind of line 01246 914000 is
  • Who else gives the postcode S42 7DA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Moorgate Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 January 2022 (4 years old)
Registered office
Unit 2 Peak Gateway Business Park, Baslow Road, Chesterfield, S42 7DA, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
James Michael William Ludlam Director Jun 1987 3 Jan 2025 8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
went insolvent
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Turnover

£2.39m

Not compared: the previous accounts cover a different length of time

Profit before tax

£407k

Not compared: the previous accounts cover a different length of time

Net assets

£1.63m

+117% from £754k

Cash at bank

£284k

+184% from £100k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13867707. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

QC Prestige’s history from the FCA register and Companies House, newest first.

2026

22 May 2026

  • Became an introducer appointed representative

FCA register

2025

3 January 2025

  • James Michael William Ludlam took control (75–100% of shares)
  • William Burgess gained significant control

Companies House

2024

21 February 2024

  • James Michael William Ludlam gave up control

Companies House

2022

24 January 2022

  • Incorporated at Companies House
  • James Michael William Ludlam took control (75–100% of shares)
  • Jessica Imogen Rose Ludlam became a part-owner (25–50% of shares)
  • Jessica Imogen Rose Ludlam stopped being a part-owner

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like QC Prestige

Other firms of the same type (car dealer), nearest first.

In Chesterfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on QC Prestige

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is QC Prestige Ltd FCA authorised?
QC Prestige Ltd (FRN 1056088) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for QC Prestige?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. QC Prestige Ltd (FRN 1056088) introduces customers to Moorgate Finance Limited (FRN 662419). Any regulated advice or arranging is done by the principal, not QC Prestige. Example: if QC Prestige refers you to a financial adviser, the advice should come from the principal firm, not from QC Prestige itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is QC Prestige’s phone number and website?
The FCA register lists the phone number 01246 914000 and the website q-cars.com for QC Prestige. If you were given different contact details, use these to check with the firm before going any further.
Is QC Prestige a scam or clone?
QC Prestige is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with QC Prestige?
Protection works through Moorgate Finance Limited, the principal firm responsible for QC Prestige's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns QC Prestige?
Companies House lists 2 people with significant control of QC Prestige: Mr James Michael William Ludlam (75–100% of shares) and Mr William Burgess (significant influence or control). Before that, it was controlled by Mrs Jessica Imogen Rose Ludlam.
Who runs QC Prestige?
Companies House lists one director of QC Prestige: James Michael William Ludlam.
How long has QC Prestige been in business?
The company was formed on 24 January 2022.
What do QC Prestige’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £2.39m (not compared: the previous accounts cover a different length of time) and profit before tax of £407k (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on QC Prestige Ltd

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