Quay Solution: Financial Management Limited

Reference number: 605963

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When balticmortgagesolutions.com first appeared online, and whether it can receive email
  • What kind of line 0191 263 6596 is
  • Who else gives the postcode NE28 8QT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Baltic Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08128045
Company status
Active
Company type
Private limited company
Incorporated
3 July 2012 (14 years old)
Registered office
148 Station Road, Wallsend, Newcastle Upon Tyne, Tyne And Wear, NE28 8QT
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Brian Dowling Director Mar 1980 3 Jul 2012 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£143k

+23% from £116k

Cash at bank

£204k

<1% from £203k

Employees (average)

12

Same as 12

Owed within a year

£124k

−12% from £141k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08128045. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Quay Solution: Financial Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2021

31 August 2021

  • Brian Dowling gave up control
  • Brian Dowling took control (75–100% of shares)

Companies House

2016

1 July 2016

  • Brian Dowling took control (75–100% of shares)

Companies House

2015

31 March 2015

  • Changed its registered name from "Quay Solution Financial Management Limited"

FCA register

2014

16 June 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

3 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Quay Solution: Financial Management

Other FCA-listed firms that share a director, phone number or address with Quay Solution: Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Quay Solution: Financial Management

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wallsend

Luke Jameson Mortgage Services LimitedWallsendAuthorised

In the Newcastle (NE) postcode area

G T P Mortgage & Financial Services LimitedHexhamAuthorisedGiraffe Private Finance LimitedNewcastle upon TyneAuthorisedGlenn Ford Private Finance LimitedNewcastle upon TyneAuthorisedInnovation Financial Management LtdNewcastle Upon TyneAuthorisedJulie McGeeBlaydon-On-TyneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Quay Solution: Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Quay Solution: Financial Management Limited FCA authorised?
Yes, Quay Solution: Financial Management Limited (FRN 605963) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2014 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Quay Solution: Financial Management’s phone number and website?
The FCA register lists the phone number 0191 263 6596 and the website balticmortgagesolutions.com for Quay Solution: Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Quay Solution: Financial Management a scam or clone?
Quay Solution: Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Quay Solution: Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Quay Solution: Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Quay Solution: Financial Management?
Companies House lists one person with significant control of Quay Solution: Financial Management: Mr Brian Dowling (75–100% of shares).
Who runs Quay Solution: Financial Management?
Companies House lists one director of Quay Solution: Financial Management: Brian Dowling.
How long has Quay Solution: Financial Management been in business?
The company was formed on 3 July 2012, and has held its current FCA authorisation since June 2014.
What do Quay Solution: Financial Management’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £143k (+23% from £116k) and cash at bank of £204k (<1% from £203k).
Does Quay Solution: Financial Management use any other names?
It trades as Baltic Mortgage Solutions.

Sources and links

The full report on Quay Solution: Financial Management Limited

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