Quick Car Credit Ltd

Reference number: 813619

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

General Insurance Distribution Limited Reference number: 510212 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Quick Car Credit Ltd (FRN 813619) introduces customers to General Insurance Distribution Limited (FRN 510212). Any regulated advice or arranging is done by the principal, not Quick Car Credit.
  • Example: if Quick Car Credit refers you to a financial adviser, the advice should come from the principal firm, not from Quick Car Credit itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When quickcarcredit.co.uk first appeared online, and whether it can receive email
  • What kind of line 01270 501700 is
  • Who else gives the postcode CW1 5RN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through General Insurance Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09025185
Company status
Active
Company type
Private limited company
Incorporated
6 May 2014 (12 years old)
Registered office
168 Crewe Road, Haslington, Crewe, CW1 5RN, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Other credit granting not elsewhere classified (SIC 64929)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Mark Hargreaves Director May 1986 6 May 2014 3 other companies
Adam Benjamin Malley Director Jul 1986 6 May 2014 None
Melissa Abigail Nan Butler Secretary Not published 6 May 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£252k

+38% from £183k

Cash at bank

£45.2k

−39% from £73.6k

Employees (average)

8

Same as 8

Owed within a year

£165k

−6.4% from £176k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09025185. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Quick Car Credit’s history from the FCA register and Companies House, newest first.

Key events (10) All events (15)

2026

25 September 2026

  • Adam Benjamin Malley became a part-owner (25–50% of shares)

Companies House

19 September 2026

  • Adam Benjamin Malley stopped being a part-owner

Companies House

2018

11 July 2018

  • Became an introducer appointed representative

FCA register

11 May 2018

  • Stephen Corwood stopped being a part-owner

Companies House

8 March 2018

  • Stephen Corwood became a part-owner (25–50% of shares)

Companies House

7 March 2018

  • Stephen Michael Corwood stopped being a part-owner

Companies House

2016

1 October 2016

  • Adam Benjamin Malley became a part-owner (25–50% of shares)
  • Robert Mark Hargreaves became a part-owner (25–50% of shares)
  • Stephen Michael Corwood became a part-owner (25–50% of shares)

Companies House

2014

6 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Get the full report on Quick Car Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Quick Car Credit Ltd FCA authorised?
Quick Car Credit Ltd (FRN 813619) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Quick Car Credit?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Quick Car Credit Ltd (FRN 813619) introduces customers to General Insurance Distribution Limited (FRN 510212). Any regulated advice or arranging is done by the principal, not Quick Car Credit. Example: if Quick Car Credit refers you to a financial adviser, the advice should come from the principal firm, not from Quick Car Credit itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Quick Car Credit’s phone number and website?
The FCA register lists the phone number 01270 501700 and the website quickcarcredit.co.uk for Quick Car Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Quick Car Credit a scam or clone?
Quick Car Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Quick Car Credit?
Protection works through General Insurance Distribution Limited, the principal firm responsible for Quick Car Credit's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Quick Car Credit?
Companies House lists 2 people with significant control of Quick Car Credit: Mr Adam Benjamin Malley (25–50% of shares) and Mr Robert Mark Hargreaves (25–50% of shares). Before that, it was controlled by Mr Stephen Michael Corwood and Mr Stephen Corwood.
Who runs Quick Car Credit?
Companies House lists 2 directors of Quick Car Credit: Robert Mark Hargreaves and Adam Benjamin Malley.
How long has Quick Car Credit been in business?
The company was formed on 6 May 2014.
What do Quick Car Credit’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £252k (+38% from £183k) and cash at bank of £45.2k (−39% from £73.6k).

Sources and links

The full report on Quick Car Credit Ltd

£19.99 · Instant PDF download

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