R A Gary Consultancy Limited

Reference number: 992328

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R A Gary Consultancy Limited (FRN 992328) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use R A Gary Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R A Gary Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07384 857519

  • Address

    Barnsgrove, White Lane, Greywell, Hampshire, RG29 1GF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07384 857519 is
  • Who else gives the postcode RG29 1GF
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Coversure Trading name
  • Coversure Insurance Services (Reading) Trading name
  • Coversure (Reading Trading name
  • Domus Nova Insurance Solutions Trading name
  • Fidus Insurance Brokers Trading name
  • R A Gary Consultancy Ltd T/as Coversure Insurance Services (Reading) Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14558404
Company status
Active
Company type
Private limited company
Incorporated
28 December 2022 (3 years old)
Registered office
10 Beech Court Wokingham Road, Hurst, Berkshire, RG10 0RQ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Andrew Gary Director Apr 1990 28 Dec 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£130

Down £295 from £425

Cash at bank

£10.2k

−44% from £18.3k

Employees (average)

4

+33% from 3

Owed within a year

£57.1k

−22% from £73.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14558404. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R A Gary Consultancy’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2023

6 April 2023

  • Emma Miles became a part-owner (25–50% of shares)
  • Emma Miles stopped being a part-owner

Companies House

23 February 2023

  • Became an appointed representative

FCA register

2022

28 December 2022

  • Incorporated at Companies House
  • Richard Andrew Gary took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to R A Gary Consultancy

Other FCA-listed firms that share a director, phone number or address with R A Gary Consultancy. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like R A Gary Consultancy

Other firms of the same type (insurance broker), nearest first.

In the Reading (RG) postcode area

ACT Health LTDReadingAppointed representativeCora CorriganHenley-on-thamesAppointed representative0507 Management LimitedReadingAppointed representativeBerkshire Mortgage Solutions LtdWokinghamAppointed representativeBowers Broker Services LimitedTadleyAppointed representativeCommunity Capital Finance LtdReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R A Gary Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is R A Gary Consultancy Limited FCA authorised?
R A Gary Consultancy Limited (FRN 992328) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R A Gary Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R A Gary Consultancy Limited (FRN 992328) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use R A Gary Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R A Gary Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R A Gary Consultancy’s phone number?
The FCA register lists the phone number 07384 857519 for R A Gary Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is R A Gary Consultancy a scam or clone?
R A Gary Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R A Gary Consultancy?
Protection works through Coversure Insurance Services Limited, the principal firm responsible for R A Gary Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns R A Gary Consultancy?
Companies House lists 2 people with significant control of R A Gary Consultancy: Mr Richard Andrew Gary (75–100% of shares) and Miss Emma Miles (25–50% of shares).
Who runs R A Gary Consultancy?
Companies House lists one director of R A Gary Consultancy: Richard Andrew Gary.
How long has R A Gary Consultancy been in business?
The company was formed on 28 December 2022.
What do R A Gary Consultancy’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £130 (down £295 from £425) and cash at bank of £10.2k (−44% from £18.3k).
Does R A Gary Consultancy use any other names?
It trades as Coversure, Coversure Insurance Services (Reading), Coversure (Reading, Domus Nova Insurance Solutions and Fidus Insurance Brokers. It has previously used the name R A Gary Consultancy Ltd T/as Coversure Insurance Services (Reading).

Sources and links

The full report on R A Gary Consultancy Limited

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