R.f. McCreadie & Company Limited

Reference number: 666919

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mccreadie.co.uk first appeared online, and whether it can receive email
  • What kind of line 01671 402112 is
  • Who else gives the postcode DG8 6JR
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • McCreadie Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC042440
Company status
Active
Company type
Private limited company
Incorporated
23 July 1965 (61 years old)
Registered office
45 Queen Street, Newton Stewart, DG8 6JR
Nature of business
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Stuart Mccreadie Director Jul 1983 18 Jan 2021 None
Ian Mccreadie Director Jul 1954 Not published None
Anne Mccreadie Secretary Not published 30 Nov 1989 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£208k

+11% from £188k

Cash at bank

£226k

+16% from £194k

Employees (average)

6

Same as 6

Owed within a year

£146k

−2.6% from £150k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC042440. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R.f. McCreadie & Company’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2020

16 December 2020

  • Ian Stuart McCreadie became a part-owner (25–50% of shares)

Companies House

2016

30 June 2016

  • Anne McCreadie became a part-owner (25–50% of shares)
  • Ian McCreadie became a part-owner (25–50% of shares)

Companies House

2015

25 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1965

23 July 1965

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like R.f. McCreadie & Company

Other firms of the same type (lender), nearest first.

In the Dumfries (DG) postcode area

Dalbeattie Finance Company LimitedDalbeattieAuthorisedHestan Asset Finance LimitedDumfriesAuthorisedTheo FilippeosDumfriesAuthorisedR C Dalgliesh LtdLockerbieAuthorisedR. Barbour & Sons. LimitedDumfriesAuthorisedSCH Tools LimitedDumfriesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R.f. McCreadie & Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is R.f. McCreadie & Company Limited FCA authorised?
Yes, R.f. McCreadie & Company Limited (FRN 666919) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is R.f. McCreadie & Company’s phone number and website?
The FCA register lists the phone number 01671 402112 and the website mccreadie.co.uk for R.f. McCreadie & Company. If you were given different contact details, use these to check with the firm before going any further.
Is R.f. McCreadie & Company a scam or clone?
R.f. McCreadie & Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R.f. McCreadie & Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how R.f. McCreadie & Company handles your money, so check the specific product before you commit. You can also refer complaints about R.f. McCreadie & Company to the Financial Ombudsman Service, free of charge.
Who owns R.f. McCreadie & Company?
Companies House lists 3 people with significant control of R.f. McCreadie & Company: Mr Ian Stuart McCreadie (25–50% of shares), Mrs Anne McCreadie (25–50% of shares) and Mr Ian McCreadie (25–50% of shares).
Who runs R.f. McCreadie & Company?
Companies House lists 2 directors of R.f. McCreadie & Company: Ian Stuart McCreadie and Ian McCreadie.
How long has R.f. McCreadie & Company been in business?
The company was formed on 23 July 1965, and has held its current FCA authorisation since February 2015.
What do R.f. McCreadie & Company’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £208k (+11% from £188k) and cash at bank of £226k (+16% from £194k).
Does R.f. McCreadie & Company use any other names?
It trades as McCreadie.

Sources and links

The full report on R.f. McCreadie & Company Limited

£19.99 · Instant PDF download

Loading secure checkout…