R.j.w Assist Ltd

Reference number: 788094

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When loanbird.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 282 7067 is, and the other firm that gives it
  • Who else gives the postcode SK8 2DT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • loanbird.co.uk Former trading name
  • www.spectraautomotive.com Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09470548
Company status
Active
Company type
Private limited company
Incorporated
4 March 2015 (11 years old)
Registered office
40 Cuthbert, Cheadle, Cheshire, SK8 2DT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Wood Director Apr 1988 4 Mar 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£100

Same as £100

Employees (average)

1

Same as 1

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £0, for the year to 31 March 2024.

Turnover

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09470548. Figures are exactly as filed; nothing is estimated.

Key dates in its history

R.j.w Assist’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2017

1 November 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Richard James Wood took control (75–100% of shares)

Companies House

2015

4 March 2015

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to R.j.w Assist

Other FCA-listed firms that share a director, phone number or address with R.j.w Assist. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like R.j.w Assist

Other firms of the same type (credit broker), nearest first.

In Cheadle

Igloo Finance LtdCheadleAuthorisedCampaigne LimitedCheadleAppointed representativeMy Finance Gateway LimitedCheadleAppointed representativeR J Assist LtdCheadleAppointed representativeShabir JussabCheadleAppointed representativeCafe Renaissance LimitedCheadleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R.j.w Assist

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is R.j.w Assist Ltd FCA authorised?
Yes, R.j.w Assist Ltd (FRN 788094) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as a credit broker. The FCA has placed a limit on what it may do.
What is R.j.w Assist’s phone number and website?
The FCA register lists the phone number 0161 282 7067 and the website loanbird.co.uk for R.j.w Assist. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is R.j.w Assist a scam or clone?
R.j.w Assist is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R.j.w Assist?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how R.j.w Assist handles your money, so check the specific product before you commit. You can also refer complaints about R.j.w Assist to the Financial Ombudsman Service, free of charge.
Who owns R.j.w Assist?
Companies House lists one person with significant control of R.j.w Assist: Mr Richard James Wood (75–100% of shares).
Who runs R.j.w Assist?
Companies House lists one director of R.j.w Assist: Richard Wood.
How long has R.j.w Assist been in business?
The company was formed on 4 March 2015, and has held its current FCA authorisation since November 2017.
What do R.j.w Assist’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £100 (same as £100).
Does R.j.w Assist use any other names?
It has previously used 2 other names: loanbird.co.uk and www.spectraautomotive.com.

Sources and links

The full report on R.j.w Assist Ltd

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