R&P Surety UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

suretybond.co.uk (opens in a new tab)
Phone number

+1 610 742 1029
Address

Citypoint, 1 Ropemaker Street, London, City Of London, EC2Y 9AW, United Kingdom

In the full report: 3 background checks

When suretybond.co.uk first appeared online, and whether it can receive email
What kind of line +1 610 742 1029 is
Who else gives the postcode EC2Y 9AW

Other names (1)

If you were contacted under any of these names, it is this firm.

R&P UK Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15282213 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 November 2023 (2 years old)
Registered office: City Bridge House 57, Southwark Street, London, SE1 1RU, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adrian Peter Stephen Luto	Director	Sep 1956	14 Nov 2023	5 other companies
Harry Rosenberg	Director	Mar 1995	14 Nov 2023	None
Mark Simon Holt	Director	Aug 1967	1 Sep 2025	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
still active: 4

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£259k

Up £250k from £8,572

Cash at bank

£240k

+381% from £49.9k

Owed within a year

£664k

Up £623k from £41.1k

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15282213. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R&P Surety UK’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2025

3 March 2025

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2023

14 November 2023

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to R&P Surety UK

Other FCA-listed firms that share a director, phone number or address with R&P Surety UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same postcode (5)
Who links each one: the named directors, with dates

Firms like R&P Surety UK

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R&P Surety UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
All 8 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R&P Surety UK Limited FCA authorised?

Yes, R&P Surety UK Limited (FRN 1015978) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2025 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is R&P Surety UK’s phone number and website?

The FCA register lists the phone number +1 610 742 1029 and the website suretybond.co.uk for R&P Surety UK. If you were given different contact details, use these to check with the firm before going any further.

Is R&P Surety UK a scam or clone?

R&P Surety UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with R&P Surety UK?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about R&P Surety UK to the Financial Ombudsman Service, free of charge.

Who runs R&P Surety UK?

Companies House lists 3 directors of R&P Surety UK: Adrian Peter Stephen Luto, Harry Rosenberg and Mark Simon Holt.

How long has R&P Surety UK been in business?

The company was formed on 14 November 2023, and has held its current FCA authorisation since March 2025.

What do R&P Surety UK’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £259k (up £250k from £8,572) and cash at bank of £240k (+381% from £49.9k).

Does R&P Surety UK use any other names?

It trades as R&P UK.