R & S (Kent) Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2021
Accounts filed up to 31 March 2025
On its latest accounts it owed £122k more than it owned

Responsible principal firm

Simplyhealth Funding Services Limited Reference number: 308943 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
R & S (Kent) Limited (FRN 1039874) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not R & S (Kent).
Example: if R & S (Kent) refers you to a financial adviser, the advice should come from the principal firm, not from R & S (Kent) itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

reptondentalstudio.co.uk (opens in a new tab)
Phone number

01233 228822
Address

26 Cedar Parade, Repton Avenue, Ashford, Kent, TN23 3TE, United Kingdom

In the full report: 3 background checks

When reptondentalstudio.co.uk first appeared online, and whether it can receive email
What kind of line 01233 228822 is, and the 2 other firms that give it
Who else gives the postcode TN23 3TE

Other names (1)

If you were contacted under any of these names, it is this firm.

Repton Dental Studio Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13673891 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 October 2021 (5 years old)
Registered office: 24 The Avenue, Tunbridge Wells, TN2 3FL, England
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Muhammad Raza Hakim (Dr)	Director	Sep 1978	12 Oct 2021	6 other companies
Sameha Khalid	Director	Oct 1978	12 Oct 2021	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
still active: 6
is FCA-registered: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£122k

Up £1,660 from −£123k

Cash at bank

£8,328

−22% from £10.7k

Employees (average)

3

+50% from 2

Owed within a year

£147k

−1.4% from £149k

Net assets are negative: on its last balance sheet the company owed £122k more than it owned.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13673891. Figures are exactly as filed; nothing is estimated.

Key dates in its history

R & S (Kent)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2025

30 July 2025

Became an introducer appointed representative

FCA register

2021

12 October 2021

Incorporated at Companies House
Muhammad Raza Hakim gained significant control
Rrrr Ltd became a part-owner (25–50% of shares)
Sameha Khalid became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to R & S (Kent)

Other FCA-listed firms that share a director, phone number or address with R & S (Kent). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 1
share its phone number: 2

In the full report: all 3 connected firms, named

How each is linked: shared directors (1), the same phone number (2), the same postcode (1)
Who links each one: the named directors, with dates

Firms like R & S (Kent)

Other firms of the same type (dental or medical practice), nearest first.

In Ashford

GMValley LimitedAshfordAppointed representative Smileie LimitedAshfordAppointed representative Welldene Dental Care LtdAshfordAppointed representative Oradent Kent LimitedAshfordAuthorised Starlite Services LimitedAshfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R & S (Kent)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
All 8 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R & S (Kent) Limited FCA authorised?

R & S (Kent) Limited (FRN 1039874) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for R & S (Kent)?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. R & S (Kent) Limited (FRN 1039874) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not R & S (Kent). Example: if R & S (Kent) refers you to a financial adviser, the advice should come from the principal firm, not from R & S (Kent) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is R & S (Kent)’s phone number and website?

The FCA register lists the phone number 01233 228822 and the website reptondentalstudio.co.uk for R & S (Kent). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is R & S (Kent) a scam or clone?

R & S (Kent) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with R & S (Kent)?

Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for R & S (Kent)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns R & S (Kent)?

Companies House lists 3 people with significant control of R & S (Kent): Mrs Sameha Khalid (25–50% of shares), Rrrr Ltd (25–50% of shares) and Mr Muhammad Raza Hakim (can appoint and remove the board).

Who runs R & S (Kent)?

Companies House lists 2 directors of R & S (Kent): Muhammad Raza Hakim (Dr) and Sameha Khalid.

How long has R & S (Kent) been in business?

The company was formed on 12 October 2021.

What do R & S (Kent)’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of −£122k (up £1,660 from −£123k) and cash at bank of £8,328 (−22% from £10.7k).

Does R & S (Kent) use any other names?

It trades as Repton Dental Studio.