R. Todd Insurance Services Limited
Reference number: 449565
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3 Church Lane, Gorleston, Great Yarmouth, Norfolk, NR31 7BE, United Kingdom
In the full report: 3 background checks
- When toddinsurance.co.uk first appeared online, and whether it can receive email
- What kind of line 01493 603313 is
- Who else gives the postcode NR31 7BE
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Debt Administration
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05560781 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 September 2005 (21 years old)
- Registered office
- Elmwood House Ghyll Royd, Guiseley, Leeds, West Yorkshire, LS20 9LT, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary Todd | Director | Jul 1979 | 29 Feb 2016 | None |
| Paul Todd | Director | Oct 1977 | 29 Feb 2016 | None |
| Kathren Wright | Director | Feb 1972 | 30 Sep 2025 | 79 other companies |
| Alan James Percival | Director | Mar 1966 | 26 Mar 2026 | 9 other companies |
| Andrew Cawton Cunis | Director | Feb 1977 | 12 Jun 2026 | 16 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 80
- closed down
- 2
- are FCA-registered
- 35
In the full report: all 80 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 35 on the FCA register, including one no longer authorised
- The 17 companies these 5 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£157k
+21% from £129k
Cash at bank
£342k
+29% from £266k
Employees (average)
12
+9.1% from 11
Owed within a year
£363k
+2.5% from £354k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05560781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
R. Todd Insurance Services’s history from the FCA register and Companies House, newest first.
2025
30 September 2025
- Gary Todd stopped being a part-owner
- J.M. Glendinning Group Limited took control (75–100% of shares)
- Paul Todd stopped being a part-owner
- Richard Todd stopped being a part-owner
Companies House
27 September 2025
- Gary Todd became a part-owner (25–50% of shares)
- Paul Todd became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Richard Todd became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2006
3 July 2006
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2005
12 September 2005
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (11 shown here)
- Every director appointment and resignation: 9
Firms connected to R. Todd Insurance Services
Other FCA-listed firms that share a director, phone number or address with R. Todd Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12)
- Who links each one: the named directors, with dates
Firms like R. Todd Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Great Yarmouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on R. Todd Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 80 other companies its directors have run, named
- 3 background checks on its contact details
- All 23 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk