R & W Online Limited

Reference number: 1008713

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rowenandwren.co.uk first appeared online, and whether it can receive email
  • What kind of line 01276 732096 is
  • Who else gives the postcode GU21 4XS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rowen & Wren Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 January 2016 (10 years old)
Registered office
Hamilton Court Carthouse Lane, Horsell, Woking, GU21 4XS, England
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Graeme Lewis Purdy Director Jun 1983 25 Jan 2016 2 other companies
Lucy Alice Uren Director Mar 1983 25 Jan 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£642k

+71% from £375k

Cash at bank

£652k

+20% from £545k

Employees (average)

9

+13% from 8

Owed within a year

£2.14m

+78% from £1.20m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09966471. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R & W Online’s history from the FCA register and Companies House, newest first.

2024

25 March 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

1 July 2016

  • Graeme Lewis Purdy became a part-owner (25–50% of shares)
  • Lucy Alice Uren became a part-owner (25–50% of shares)

Companies House

25 January 2016

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to R & W Online

Other FCA-listed firms that share a director, phone number or address with R & W Online. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like R & W Online

Other firms of the same type (retailer), nearest first.

In Woking

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R & W Online

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R & W Online Limited FCA authorised?
Yes, R & W Online Limited (FRN 1008713) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2024 and works as a retailer. The FCA has placed no limits on its permissions.
What is R & W Online’s phone number and website?
The FCA register lists the phone number 01276 732096 and the website rowenandwren.co.uk for R & W Online. If you were given different contact details, use these to check with the firm before going any further.
Is R & W Online a scam or clone?
R & W Online is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R & W Online?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how R & W Online handles your money, so check the specific product before you commit. You can also refer complaints about R & W Online to the Financial Ombudsman Service, free of charge.
Who owns R & W Online?
Companies House lists 2 people with significant control of R & W Online: Mr Graeme Lewis Purdy (25–50% of shares) and Ms Lucy Alice Uren (25–50% of shares).
Who runs R & W Online?
Companies House lists 2 directors of R & W Online: Graeme Lewis Purdy and Lucy Alice Uren.
How long has R & W Online been in business?
The company was formed on 25 January 2016, and has held its current FCA authorisation since March 2024.
What do R & W Online’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £642k (+71% from £375k) and cash at bank of £652k (+20% from £545k).
Does R & W Online use any other names?
It trades as Rowen & Wren.

Sources and links

The full report on R & W Online Limited

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