R3 Mortgages Limited

Reference number: 622213

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R3 Mortgages Limited (FRN 622213) is an AR of New Leaf Distribution Limited (FRN 460421). When you use R3 Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R3 Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When r3mortgages.com first appeared online, and whether it can receive email
  • What kind of line 01702 593969 is
  • Who else gives the postcode SS1 3HH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • R3 Wealth Trading name
  • Rizmic Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08989163
Company status
Active
Company type
Private limited company
Incorporated
9 April 2014 (12 years old)
Registered office
Unit 27 Barleylands, Barleylands Road, Billericay, Essex, CM11 2UD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohamed Rizwan Malik Director Jun 1980 9 Apr 2014 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£2,541

Up £35.4k from −£32.8k

Cash at bank

£5

Down £21 from £26

Owed within a year

£48.2k

−19% from £59.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08989163. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R3 Mortgages’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2016

6 April 2016

  • Mohamed Rizwan Malik took control (75–100% of shares)

Companies House

2014

28 April 2014

  • Became an appointed representative

FCA register

9 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like R3 Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southend-On-Sea

Aura Mortgages LimitedSouthend-On-SeaAppointed representativeBlomfield Mortgage Services LtdSouthend-On-SeaAppointed representativeBridgemore Mortgages LtdSouthend-On-SeaAppointed representativeEmerald Mortgage Services LtdSouthend-On-SeaAppointed representativeFG Mortgages LTDSouthend-On-SeaAppointed representativeGateway Financial Advisors LimitedSouthend-on-SeaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R3 Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is R3 Mortgages Limited FCA authorised?
R3 Mortgages Limited (FRN 622213) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R3 Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R3 Mortgages Limited (FRN 622213) is an AR of New Leaf Distribution Limited (FRN 460421). When you use R3 Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R3 Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R3 Mortgages’ phone number and website?
The FCA register lists the phone number 01702 593969 and the website r3mortgages.com for R3 Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is R3 Mortgages a scam or clone?
R3 Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R3 Mortgages?
Protection works through New Leaf Distribution Limited, the principal firm responsible for R3 Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns R3 Mortgages?
Companies House lists one person with significant control of R3 Mortgages: Mr Mohamed Rizwan Malik (75–100% of shares).
Who runs R3 Mortgages?
Companies House lists one director of R3 Mortgages: Mohamed Rizwan Malik.
How long has R3 Mortgages been in business?
The company was formed on 9 April 2014.
What do R3 Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £2,541 (up £35.4k from −£32.8k) and cash at bank of £5 (down £21 from £26).
Does R3 Mortgages use any other names?
It trades as R3 Wealth. It has previously used the name Rizmic.

Sources and links

The full report on R3 Mortgages Limited

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