Ra First UK Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 October 2025

Responsible principal firm

ASHI Group Limited Reference number: 302334 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
RA FIRST UK LTD (FRN 987832) is an AR of ASHI Group Limited (FRN 302334). When you use RA FIRST UK's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from RA FIRST UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07942 555065
Address

120 Barnfield Avenue, Kingston upon Thames, KT2 5RF, United Kingdom

In the full report: 2 background checks

What kind of line 07942 555065 is
Who else gives the postcode KT2 5RF

FCA permissions and consumer protection

Protection through the principal firm
Protection works through ASHI Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11597827 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 October 2018 (8 years old)
Registered office: 120 Barnfeild Avenue, Kingston Upon Thames, Surrey, KT2 5RF, England
Nature of business: Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nazish Adnan	Director	Dec 1974	1 Oct 2018	1 other company
Adnan Ilyas	Director	Jan 1971	1 Oct 2018	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Total equity

£92.9k

−7.8% from £101k

Cash at bank

£101k

+50% from £67.0k

Employees (average)

2

−33% from 3

Owed within a year

£47.9k

+26% from £38.0k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11597827. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ra First UK’s history from the FCA register and Companies House, newest first.

2022

28 November 2022

Became an appointed representative

FCA register

2018

1 October 2018

Incorporated at Companies House
Adnan Ilyas appointed as a director
Nazish Adnan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ra First UK

Other firms of the same type (credit broker), nearest first.

In Kingston upon Thames

Holy Cross Preparatory School KingstonKingston Upon ThamesAppointed representative Park Hill Preparatory School LimitedKingston upon ThamesAppointed representative Rapinder BhamraKingston upon ThamesAppointed representative Canbury School LimitedKingston Upon ThamesAppointed representative Samso LimitedKingston Upon ThamesAppointed representative Flare Path Financial Services LimitedKingston upon ThamesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ra First UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 4 events in its history

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Frequently asked questions about this firm

Is Ra First UK Ltd FCA authorised?

Ra First UK Ltd (FRN 987832) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Ra First UK?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ra First UK Ltd (FRN 987832) is an AR of ASHI Group Limited (FRN 302334). When you use Ra First UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ra First UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Ra First UK’s phone number?

The FCA register lists the phone number 07942 555065 for Ra First UK. If you were given different contact details, use these to check with the firm before going any further.

Is Ra First UK a scam or clone?

Ra First UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ra First UK?

Protection works through ASHI Group Limited, the principal firm responsible for Ra First UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Ra First UK?

Companies House lists 2 directors of Ra First UK: Nazish Adnan and Adnan Ilyas.

How long has Ra First UK been in business?

The company was formed on 1 October 2018.

What do Ra First UK’s latest accounts show?

Its latest accounts, to 31 October 2025, show total equity of £92.9k (−7.8% from £101k) and cash at bank of £101k (+50% from £67.0k).