Ragado Ltd

Reference number: 1034795

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ragado.com first appeared online, and whether it can receive email
  • What kind of line 07801 234592 is
  • Who else gives the postcode CF64 5UJ
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Hold and control client money
    The firm may hold and control client money.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15957501
Company status
Active
Company type
Private limited company
Incorporated
16 September 2024 (2 years old)
Registered office
Southwinds St. Marys Well Bay Road, Swanbridge Farm, Penarth, CF64 5UJ, Wales
Nature of business
  • Retail sale via mail order houses or via Internet (SIC 47910)

Directors and company secretaries

Name Role Born Appointed Other companies
Lyndon Robert Wood Director Jan 1971 16 Sep 2024 1 other company
Raghad Wood Director Feb 2003 1 Aug 2025 2 other companies
Lyndon Robert Wood Secretary Not published 16 Sep 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 September 2025Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15957501. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Ragado’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2026

26 June 2026

  • FCA imposed a requirement (Hold and control client money)

FCA register

2025

10 December 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 August 2025

  • Raghad Wood became a part-owner (25–50% of shares)

Companies House

2024

16 September 2024

  • Incorporated at Companies House
  • Lyndon Robert Wood took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Ragado

Other firms of the same type (insurance broker), nearest first.

In Penarth

R W Mott & Partner LimitedPenarthAuthorisedColumbus Forty Three LimitedPenarthAppointed representativeOvio Solutions LtdPenarthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ragado

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Ragado Ltd FCA authorised?
Yes, Ragado Ltd (FRN 1034795) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2025 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Ragado’s phone number and website?
The FCA register lists the phone number 07801 234592 and the website ragado.com for Ragado. If you were given different contact details, use these to check with the firm before going any further.
Is Ragado a scam or clone?
Ragado is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ragado?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ragado to the Financial Ombudsman Service, free of charge.
Who owns Ragado?
Companies House lists 2 people with significant control of Ragado: Mr Lyndon Robert Wood (75–100% of shares) and Mrs Raghad Wood (25–50% of shares).
Who runs Ragado?
Companies House lists 2 directors of Ragado: Lyndon Robert Wood and Raghad Wood.
How long has Ragado been in business?
The company was formed on 16 September 2024, and has held its current FCA authorisation since December 2025.
What do Ragado’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £100 (no earlier figure to compare).

Sources and links

The full report on Ragado Ltd

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