Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 September 2025
Responsible principal firm
Advance Mortgage Funding Limited Reference number: 305008 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Rainbow Financial Ltd (FRN 486741) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Rainbow Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Rainbow Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Longueville, Stafford Road, Penkridge, Stafford, Staffordshire, ST19 5AX, United Kingdom
In the full report: 2 background checks
- What kind of line 07971 167283 is
- Who else gives the postcode ST19 5AX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Rainbow Finance Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- RAINBOW FINANCIAL LIMITED
- Company number
- 11963265 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 April 2019 (7 years old)
- Registered office
- Longueville Stafford Road, Penkridge, Stafford, ST19 5AX, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kevin Dawson | Director | Jul 1977 | 25 Apr 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£208k
+35% from £154k
Cash at bank
£311k
No earlier figure to compare
Employees (average)
2
+100% from 1
Owed within a year
£104k
No earlier figure to compare
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11963265. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Rainbow Financial’s history from the FCA register and Companies House, newest first.
2026
2 February 2026
- Rainbow Holdings Staffordshire Limited took control (75–100% of shares)
Companies House
2022
8 September 2022
- Changed its registered name from "Rainbow Finance"
FCA register
2019
25 April 2019
- Incorporated at Companies House
- Kevin Dawson gained significant control
- Kevin Dawson appointed as a director
Companies House
2008
28 July 2008
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Rainbow Financial
Other FCA-listed firms that share a director, phone number or address with Rainbow Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Rainbow Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In Stafford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Rainbow Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Rainbow Financial Ltd FCA authorised?
What does appointed representative mean for Rainbow Financial?
What is Rainbow Financial’s phone number?
Is Rainbow Financial a scam or clone?
Is my money safe with Rainbow Financial?
Who owns Rainbow Financial?
Who runs Rainbow Financial?
How long has Rainbow Financial been in business?
What do Rainbow Financial’s latest accounts show?
Does Rainbow Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk