Raise Commercial Ltd: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 21 July 2023.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

raisecommercialfinance.co.uk
Last known phone number

07825 812999
Last known address

39 Allerton Road, Woolton, Liverpool, L25 7RE, England

In the full report: 3 background checks

When raisecommercialfinance.co.uk first appeared online, and whether it can receive email
What kind of line 07825 812999 is
Who else gives the postcode L25 7RE

Other names (2)

If you were contacted under any of these names, it is this firm.

Raise Commercial Finance Trading name: A name it trades under now.
Raise the Bridge Trading name: A name it trades under now.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14949498 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 June 2023 (3 years old)
Registered office: 39 Allerton Road Woolton, Liverpool, Merseyside, L25 7RE, United Kingdom
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Keith Morrisroe	Director	May 1974	21 Jun 2023	4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 3
still active: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£14.4k

+512% from £2,348

Employees (average)

1

Same as 1

Owed within a year

£4,904

−61% from £12.5k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14949498. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Raise Commercial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

21 July 2023

Stopped being an appointed representative

FCA register

21 June 2023

Incorporated at Companies House
Keith Morrisroe became the majority owner (50–75% of shares)
Maria Kelly Morrisroe became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 1

Get the full report on Raise Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
All 7 events in its history

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Frequently asked questions about this firm

Is Raise Commercial Ltd FCA authorised?

No. Raise Commercial Ltd (FRN 1000198) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Raise Commercial a scam or clone?

Raise Commercial is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Raise Commercial?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Raise Commercial has no cover, because it is no longer permitted to carry it out.

Who owns Raise Commercial?

Companies House lists 2 people with significant control of Raise Commercial: Mr Keith Morrisroe (50–75% of shares) and Mrs Maria Kelly Morrisroe (25–50% of shares).

Who runs Raise Commercial?

Companies House lists one director of Raise Commercial: Keith Morrisroe.

How long has Raise Commercial been in business?

The company was formed on 21 June 2023.

What do Raise Commercial’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £14.4k (+512% from £2,348).

Does Raise Commercial use any other names?

It trades as Raise Commercial Finance and Raise the Bridge.