Ram Foreign Exchange Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013
Accounts filed up to 30 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

RAMFX.COM (opens in a new tab)
Phone number

020 4599 1588
Address

17 Moor Lane, Rickmansworth, WD3 1LE, United Kingdom

In the full report: 3 background checks

When ramfx.com first appeared online, and whether it can receive email
What kind of line 020 4599 1588 is
Who else gives the postcode WD3 1LE

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Dealing in investments as agent
Making arrangements with a view to transactions in investments
Managing investments

Limits on what they may do

This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08412362 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 February 2013 (13 years old)
Registered office: 19-20 Bourne Court Southend Road, Woodford Green, Essex, IG8 8HD, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Richard Merrick Evans	Director	Feb 1971	20 Feb 2013	2 other companies
Mark Jonathan Henry	Director	Oct 1972	20 Feb 2013	1 other company
Antony Mark Richard Sidney-Woollett	Director	May 1967	20 Feb 2013	3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
run together: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 3 directors run together

Filed accounts and finances

Year to 30 April 2025Abridged accountsAudited

Total equity

£79.0k

+1.4% from £77.9k

Cash at bank

£106k

−8.7% from £116k

Employees (average)

4

−20% from 5

Owed within a year

£41.2k

+6.3% from £38.7k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08412362. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ram Foreign Exchange’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2014

30 April 2014

FCA imposed a requirement (May control but not hold client money)

FCA register

13 January 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

20 February 2013

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms like Ram Foreign Exchange

Other firms of the same type (investment or fund manager), nearest first.

In Rickmansworth

Fundamental Asset Management LimitedRickmansworthAuthorised Horizon (GP) LimitedRickmansworthAuthorised Archangel Capital Partners LLPRickmansworthAppointed representative Iroise Partners UK LimitedRickmansworthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ram Foreign Exchange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ram Foreign Exchange Ltd FCA authorised?

Yes, Ram Foreign Exchange Ltd (FRN 605641) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as an investment or fund manager. The FCA has placed a limit on what it may do.

What is Ram Foreign Exchange’s phone number and website?

The FCA register lists the phone number 020 4599 1588 and the website RAMFX.COM for Ram Foreign Exchange. If you were given different contact details, use these to check with the firm before going any further.

Is Ram Foreign Exchange a scam or clone?

Ram Foreign Exchange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ram Foreign Exchange?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ram Foreign Exchange to the Financial Ombudsman Service, free of charge.

Who runs Ram Foreign Exchange?

Companies House lists 3 directors of Ram Foreign Exchange: Richard Merrick Evans, Mark Jonathan Henry and Antony Mark Richard Sidney-Woollett.

How long has Ram Foreign Exchange been in business?

The company was formed on 20 February 2013, and has held its current FCA authorisation since January 2014.

What do Ram Foreign Exchange’s latest accounts show?

Its latest accounts, to 30 April 2025, show total equity of £79.0k (+1.4% from £77.9k) and cash at bank of £106k (−8.7% from £116k).