Ramona Fathi

Reference number: 950936

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Appointed representative

Ramona Fathi does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Financing First Limited Reference number: 720098 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ramona Fathi (FRN 950936) is an AR of Financing First Limited (FRN 720098). When you use Ramona Fathi's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ramona Fathi, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When southboroughdental.co.uk first appeared online, and whether it can receive email
  • What kind of line 01892 528040 is
  • Who else gives the postcode TN4 0NH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Southborough Dental Trading name
  • Southborough Dental Practice Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ramona Fathi’s history from the FCA register and Companies House, newest first.

2021

13 May 2021

  • Became an appointed representative
  • Began trading as "Southborough Dental Practice"
  • Began trading as "Southborough Dental"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Ramona Fathi

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ramona Fathi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Ramona Fathi FCA authorised?
Ramona Fathi (FRN 950936) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ramona Fathi?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ramona Fathi (FRN 950936) is an AR of Financing First Limited (FRN 720098). When you use Ramona Fathi's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ramona Fathi, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ramona Fathi’s phone number and website?
The FCA register lists the phone number 01892 528040 and the website southboroughdental.co.uk for Ramona Fathi. If you were given different contact details, use these to check with the firm before going any further.
Is Ramona Fathi a scam or clone?
Ramona Fathi is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ramona Fathi?
Protection works through Financing First Limited, the principal firm responsible for Ramona Fathi's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ramona Fathi use any other names?
It trades as Southborough Dental and Southborough Dental Practice.

Sources and links

The full report on Ramona Fathi

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