Ramsdens Financial Limited

Reference number: 703463

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ramsdensforcash.co.uk first appeared online, and whether it can receive email
  • What kind of line 01642 579975 is
  • Who else gives the postcode TS18 3TU
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Other names (16)

If you were contacted under any of these names, it is this firm.

  • Community Cash Centre Trading name
  • Duncanson & Edwards Trading name
  • Gemini Jewellers and Pawnbrokers Trading name
  • Geo A Payne & Son Trading name
  • John Ramsden Trading name
  • John Ramsden Community Cash Centre Trading name
  • John Ramsden Pawnbrokers Trading name
  • John Ramsdens Trading name
  • Queens Park Pawnbrokers Trading name
  • Ramsdens Trading name
  • Ramsdens 4 Cash Trading name
  • Ramsdens Jewellers and Pawnbrokers Trading name
  • Ramsdens Pawnbrokers Trading name
  • Ramsdens Pawnbrokers and Jewellers Trading name
  • Robert Biggar Pawnbroker Trading name
  • Ramsdens Pawnbrokers & Jewellers Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03045495
Company status
Active
Company type
Private limited company
Incorporated
12 April 1995 (31 years old)
Registered office
16 Falcon Court, Preston Farm Industrial Estate, Stockton-On-Tees, TS18 3TU, England
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Edward Kenyon Director May 1965 31 Dec 2002 7 other companies
Jason John Carr Director Jun 1972 1 Jan 2008 1 other company
Michael Johnson Director Apr 1973 1 Jan 2008 3 other companies
Martin Clyburn Director Sep 1981 4 Aug 2016 2 other companies
Mark James Smith Director Jun 1988 1 Feb 2024 None
Simon Edward Herrick Director Jun 1963 3 Mar 2025 None
Lindsey Maria Carter Secretary Not published 14 Dec 2023 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 6 directors run together
  • All 17 people who have ever been directors, with their dates
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Key dates in its history

Ramsdens Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (66)

2024

11 October 2024

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2017

30 March 2017

  • Ramsdens Holdings PLC took control (75–100% of shares)

Companies House

2016

24 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1995

12 April 1995

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (5 shown here)
  • Every director appointment and resignation: 24
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Firms connected to Ramsdens Financial

Other FCA-listed firms that share a director, phone number or address with Ramsdens Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Ramsdens Financial

Other firms of the same type (lender), nearest first.

In Stockton-On-Tees

Joslin Rhodes Lifestyle Financial Planning LimitedStockton-on-TeesAuthorisedSimon CollinStockton-on-TeesAuthorisedBusby A LimitedStockton-On-TeesAuthorisedHutchinson D LimitedStockton-on-TeesAuthorisedShepherd M LimitedStockton-on-TeesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ramsdens Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 66 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ramsdens Financial Limited FCA authorised?
Yes, Ramsdens Financial Limited (FRN 703463) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Ramsdens Financial’s phone number and website?
The FCA register lists the phone number 01642 579975 and the website ramsdensforcash.co.uk for Ramsdens Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Ramsdens Financial a scam or clone?
Ramsdens Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ramsdens Financial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ramsdens Financial handles your money, so check the specific product before you commit. You can also refer complaints about Ramsdens Financial to the Financial Ombudsman Service, free of charge.
Who owns Ramsdens Financial?
Ramsdens Financial is owned by Ramsdens Holdings PLC, which holds 75–100% of shares, since 30 March 2017.
Who runs Ramsdens Financial?
Companies House lists 6 directors of Ramsdens Financial: Peter Edward Kenyon, Jason John Carr, Michael Johnson, Martin Clyburn, Mark James Smith and Simon Edward Herrick.
How long has Ramsdens Financial been in business?
The company was formed on 12 April 1995, and has held its current FCA authorisation since May 2016.
Does Ramsdens Financial use any other names?
It trades as Community Cash Centre, Duncanson & Edwards, Gemini Jewellers and Pawnbrokers, Geo A Payne & Son and John Ramsden, and 10 more names. It has previously used the name Ramsdens Pawnbrokers & Jewellers.

Sources and links

The full report on Ramsdens Financial Limited

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