Rapid Home Warranties Limited t/a Warranty People

Reference number: 969115

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rapid Home Warranties Limited t/a Warranty People (FRN 969115) is an AR of 247 Home Assist Limited (FRN 935754). When you use Rapid Home Warranties Limited t/a Warranty People's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rapid Home Warranties Limited t/a Warranty People, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When warrantypeople.co.uk first appeared online, and whether it can receive email
  • What kind of line 07920 025114 is
  • Who else gives the postcode BD5 8JX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Warranty People Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 247 Home Assist Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
RAPID HOME WARRANTIES LTD
Company status
Active
Company type
Private limited company
Incorporated
20 October 2015 (11 years old)
Registered office
Cwp, 85 Greengate, Manchester, M3 7NA, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Shahida Parveen Akbar Director Aug 1971 20 Oct 2015 4 other companies
Hassnain Raza Director Feb 1983 22 Nov 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£176k

+9.7% from £160k

Employees (average)

2

−33% from 3

Owed within a year

£7,262

−41% from £12.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09832574. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2022

1 February 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Shahida Parveen Akbar took control (75–100% of shares)

Companies House

2015

20 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Bradford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Rapid Home Warranties Limited t/a Warranty People FCA authorised?
Rapid Home Warranties Limited t/a Warranty People (FRN 969115) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rapid Home Warranties Limited t/a Warranty People?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rapid Home Warranties Limited t/a Warranty People (FRN 969115) is an AR of 247 Home Assist Limited (FRN 935754). When you use Rapid Home Warranties Limited t/a Warranty People's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rapid Home Warranties Limited t/a Warranty People, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rapid Home Warranties Limited t/a Warranty People’s phone number and website?
The FCA register lists the phone number 07920 025114 and the website warrantypeople.co.uk for Rapid Home Warranties Limited t/a Warranty People. If you were given different contact details, use these to check with the firm before going any further.
Is Rapid Home Warranties Limited t/a Warranty People a scam or clone?
Rapid Home Warranties Limited t/a Warranty People is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rapid Home Warranties Limited t/a Warranty People?
Protection works through 247 Home Assist Limited, the principal firm responsible for Rapid Home Warranties Limited t/a Warranty People's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rapid Home Warranties Limited t/a Warranty People?
Companies House lists one person with significant control of Rapid Home Warranties Limited t/a Warranty People: Mrs Shahida Parveen Akbar (75–100% of shares).
Who runs Rapid Home Warranties Limited t/a Warranty People?
Companies House lists 2 directors of Rapid Home Warranties Limited t/a Warranty People: Shahida Parveen Akbar and Hassnain Raza.
How long has Rapid Home Warranties Limited t/a Warranty People been in business?
The company was formed on 20 October 2015.
What do Rapid Home Warranties Limited t/a Warranty People’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £176k (+9.7% from £160k).
Does Rapid Home Warranties Limited t/a Warranty People use any other names?
It trades as Warranty People.

Sources and links

The full report on Rapid Home Warranties Limited t/a Warranty People

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