RAS Consultancy Ltd

Reference number: 709947

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RAS Consultancy Ltd (FRN 709947) is an AR of HL Partnership Limited (FRN 303397). When you use RAS Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RAS Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07496 324524

  • Address

    154A The Avenue, London, E4 9RD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07496 324524 is
  • Who else gives the postcode E4 9RD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09617300
Company status
Active
Company type
Private limited company
Incorporated
1 June 2015 (11 years old)
Registered office
154a The Avenue, Highams Park, London, E4 9RD, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Rafika Chikte Director Mar 1968 1 Jun 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£12.8k

−44% from £22.9k

Employees (average)

2

Same as 2

Owed within a year

£29.3k

+11% from £26.4k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09617300. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RAS Consultancy’s history from the FCA register and Companies House, newest first.

2023

3 July 2023

  • Altaf Ahmed Razak Chikte stopped being the majority owner

Companies House

2021

25 February 2021

  • Altaf Ahmed Razak Chikte became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Rafika Chikte became the majority owner (50–75% of shares)

Companies House

2015

10 July 2015

  • Became an appointed representative

FCA register

1 June 2015

  • Incorporated at Companies House
  • Rafika Chikte appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like RAS Consultancy

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RAS Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is RAS Consultancy Ltd FCA authorised?
RAS Consultancy Ltd (FRN 709947) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RAS Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RAS Consultancy Ltd (FRN 709947) is an AR of HL Partnership Limited (FRN 303397). When you use RAS Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RAS Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RAS Consultancy’s phone number?
The FCA register lists the phone number 07496 324524 for RAS Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is RAS Consultancy a scam or clone?
RAS Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RAS Consultancy?
Protection works through HL Partnership Limited, the principal firm responsible for RAS Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RAS Consultancy?
Companies House lists one person with significant control of RAS Consultancy: Mrs Rafika Chikte (50–75% of shares). Before that, it was controlled by Mr Altaf Ahmed Razak Chikte.
Who runs RAS Consultancy?
Companies House lists one director of RAS Consultancy: Rafika Chikte.
How long has RAS Consultancy been in business?
The company was formed on 1 June 2015.
What do RAS Consultancy’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £12.8k (−44% from £22.9k).

Sources and links

The full report on RAS Consultancy Ltd

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