Ravenstone Financial Ltd

Reference number: 469077

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ravenstone.uk.com first appeared online, and whether it can receive email
  • What kind of line 0131 558 7070 is
  • Who else gives the postcode EH2 1JX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ravenstone Financial Solutions Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 April 2007 (19 years old)
Registered office
18 Queen Street, Edinburgh, EH2 1JX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Barry Linden Davidson Director Nov 1970 17 Apr 2007 8 other companies
Arlene Davidson Director May 1972 1 Jan 2010 1 other company
Edward William Pidcock Director May 1975 15 Jun 2012 2 other companies
Arlene Davidson Secretary Not published 17 Apr 2007 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£91.8k

+7.8% from £85.1k

Employees (average)

0

Same as 0

Owed within a year

£35.4k

−13% from £40.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC321383. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ravenstone Financial’s history from the FCA register and Companies House, newest first.

2017

27 October 2017

  • Changed its registered name from "Ravenstone Financial Solutions Ltd"

FCA register

2016

6 April 2016

  • Barry Linden Davidson took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

19 October 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

17 April 2007

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Ravenstone Financial

Other FCA-listed firms that share a director, phone number or address with Ravenstone Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Ravenstone Financial

Other firms of the same type (lender), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ravenstone Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ravenstone Financial Ltd FCA authorised?
Yes, Ravenstone Financial Ltd (FRN 469077) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2007 and works as a lender. The FCA has placed no limits on its permissions.
What is Ravenstone Financial’s phone number and website?
The FCA register lists the phone number 0131 558 7070 and the website ravenstone.uk.com for Ravenstone Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Ravenstone Financial a scam or clone?
Ravenstone Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ravenstone Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ravenstone Financial to the Financial Ombudsman Service, free of charge.
Who owns Ravenstone Financial?
Companies House lists one person with significant control of Ravenstone Financial: Mr Barry Linden Davidson (75–100% of shares).
Who runs Ravenstone Financial?
Companies House lists 3 directors of Ravenstone Financial: Barry Linden Davidson, Arlene Davidson and Edward William Pidcock.
How long has Ravenstone Financial been in business?
The company was formed on 17 April 2007, and has held its current FCA authorisation since October 2007.
What do Ravenstone Financial’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £91.8k (+7.8% from £85.1k).
Does Ravenstone Financial use any other names?
It has previously used the name Ravenstone Financial Solutions Ltd.

Sources and links

The full report on Ravenstone Financial Ltd

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