Raz Garage Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2019
Accounts filed up to 31 October 2025
Confirmation statement is overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rz-cars.co.uk (opens in a new tab)
Phone number

07535 247169
Address

62 - 76 Butterley Hill, Ripley, Derbyshire, DE5 3LT, United Kingdom

In the full report: 3 background checks

When rz-cars.co.uk first appeared online, and whether it can receive email
What kind of line 07535 247169 is
Who else gives the postcode DE5 3LT

Other names (1)

If you were contacted under any of these names, it is this firm.

RZ Cars Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 12243745 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 October 2019 (7 years old)
Registered office: 62-76 Butterley Hill, Ripley, DE5 3LT, England
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Razvan-Valentin Rosca	Director	Nov 1984	4 Oct 2019	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£164k

−5% from £173k

Cash at bank

£30.3k

−62% from £79.1k

Employees (average)

3

+200% from 1

Owed within a year

£343k

+5.5% from £326k

No turnover or profit for the year to 31 October 2025: the accounts print them but do not tag them. The last tagged figures are £632k turnover and £494k profit, for the year to 31 October 2023.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12243745. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Raz Garage’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2022

3 December 2022

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

4 October 2019

Incorporated at Companies House
Razvan-Valentin Rosca took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Raz Garage

Other FCA-listed firms that share a director, phone number or address with Raz Garage. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Raz Garage

Other firms of the same type (car dealer), nearest first.

In Ripley

C M Car Sales LimitedRipleyAuthorised Derbyshire Used Van Sales LimitedRipleyAuthorised Ga Finance & Leasing LimitedRipleyAuthorised Geoff Cox Car Sales LimitedRipleyAuthorised JJ Motors (Midlands) LimitedRipleyAuthorised Lynx Motor Co LimitedRipleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Raz Garage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 9 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Raz Garage Ltd FCA authorised?

Yes, Raz Garage Ltd (FRN 987352) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2022 and works as a car dealer. The FCA has placed no limits on its permissions.

What is Raz Garage’s phone number and website?

The FCA register lists the phone number 07535 247169 and the website rz-cars.co.uk for Raz Garage. If you were given different contact details, use these to check with the firm before going any further.

Is Raz Garage a scam or clone?

Raz Garage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Raz Garage?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Raz Garage handles your money, so check the specific product before you commit. You can also refer complaints about Raz Garage to the Financial Ombudsman Service, free of charge.

Who owns Raz Garage?

Companies House lists one person with significant control of Raz Garage: Mr Razvan-Valentin Rosca (75–100% of shares).

Who runs Raz Garage?

Companies House lists one director of Raz Garage: Razvan-Valentin Rosca.

How long has Raz Garage been in business?

The company was formed on 4 October 2019, and has held its current FCA authorisation since December 2022.

What do Raz Garage’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £164k (−5% from £173k) and cash at bank of £30.3k (−62% from £79.1k).

Does Raz Garage use any other names?

It trades as RZ Cars.