RB Ame Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2025
1 thing worth a closer look in the background checks

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

RB AME LTD Reference number: 1038043 No longer authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

thatsfamilyfinance.co.uk (opens in a new tab)
Phone number

0330 043 1229
Address

The Retreat, 406 Roding Lane South, WOODFORD GREEN, IG8 8EY, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When thatsfamilyfinance.co.uk first appeared online, and whether it can receive email
What kind of line 0330 043 1229 is
Who else gives the postcode IG8 8EY

Other names (2)

If you were contacted under any of these names, it is this firm.

That's Family Finance Trading name: A name it trades under now.
That's Life Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12147707 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 August 2019 (7 years old)
Registered office: The Retreat, 406 Roding Lane South, Woodford Green, Essex, IG8 8EY, England
Nature of business: Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ben Tomlin	Director	May 1986	21 Aug 2019	4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
still active: 2

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£1,274

Up £2,173 from −£899

Cash at bank

£3,430

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£2,156

Up £1,257 from £899

Total equity

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12147707. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RB Ame’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2026

3 August 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2025

24 June 2025

Rachel Tomlin stopped being a part-owner

Companies House

2019

9 August 2019

Incorporated at Companies House
Ben Tomlin took control (75–100% of shares)
Rachel Tomlin became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms connected to RB Ame

Other FCA-listed firms that share a director, phone number or address with RB Ame. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Firms like RB Ame

Other firms of the same type (insurance broker), nearest first.

In Woodford Green

Clayhall Financial Services LimitedWoodford GreenAppointed representative Caxton Property Services London LtdWoodford GreenAppointed representative Sortpoint LtdWoodford GreenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RB Ame

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 13 events in its history
4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is RB Ame Ltd FCA authorised?

Yes, RB Ame Ltd (FRN 1055079) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2026 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is RB Ame’s phone number and website?

The FCA register lists the phone number 0330 043 1229 and the website thatsfamilyfinance.co.uk for RB Ame. If you were given different contact details, use these to check with the firm before going any further.

Is RB Ame a scam or clone?

RB Ame is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with RB Ame?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about RB Ame to the Financial Ombudsman Service, free of charge.

Who owns RB Ame?

Companies House lists one person with significant control of RB Ame: Mr Ben Tomlin (75–100% of shares). Before that, it was controlled by Mrs Rachel Tomlin.

Who runs RB Ame?

Companies House lists one director of RB Ame: Ben Tomlin.

How long has RB Ame been in business?

The company was formed on 9 August 2019, and has held its current FCA authorisation since August 2026.

What do RB Ame’s latest accounts show?

Its latest accounts, to 31 December 2025, show total equity of £1,274 (up £2,173 from −£899) and cash at bank of £3,430 (no earlier figure to compare).

Does RB Ame use any other names?

It trades as That's Family Finance. It has previously used the name That's Life.