RCB Bonds PLC

Reference number: 622656

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No phone number on the FCA register

  • Address

    Future Business Centre, Kings Hedges Road, Cambridge,, Cambridgeshire, CB4 2HY, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • When rcb-bonds.com first appeared online, and whether it can receive email
  • Who else gives the postcode CB4 2HY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • RCB plc Trading name: A name it trades under now.
  • Retail Charity Bonds plc Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
14 March 2014 (12 years old)
Registered office
Future Business Centre, King's Hedges Road, Cambridge, CB4 2HY, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Duncan Wright Director Oct 1953 14 Mar 2014 11 other companies
Timothy Roy Treleaven Jones Director May 1956 14 Mar 2014 11 other companies
John Hartley Tattersall Director Apr 1952 14 Mar 2014 3 other companies
Ian Coleman Director Feb 1960 29 Nov 2018 1 other company
Naomi Roper Director Sep 1977 7 Feb 2022 3 other companies
Stephen Matthew Miller Director Jul 1966 1 Jul 2026 1 other company
Henrietta Shane Royle Director May 1962 29 Sep 2026 None
David Andrew Arthur Cryer Director Nov 1962 29 Sep 2026 1 other company
ALLIA BOND SERVICES LIMITED Corporate secretary Not published 28 Apr 2025 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
8
went insolvent
2

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 1 company these 8 directors run together
  • All 20 people who have ever been directors, with their dates
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Key dates in its history

RCB Bonds’s history from the FCA register and Companies House, newest first.

2024

20 August 2024

  • John Hartley Tattersall no longer holds 25–50% of the votes
  • Thomas Ernest Hackett no longer holds 25–50% of the votes

Companies House

2021

17 September 2021

  • Changed its registered name from "Retail Charity Bonds plc"

FCA register

2016

6 April 2016

  • John Hartley Tattersall gained 25–50% of the votes
  • Rc Bond Holdings Limited took control (75–100% of shares)
  • Thomas Ernest Hackett gained 25–50% of the votes

Companies House

2014

5 June 2014

  • Registered with the FCA

FCA register

14 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 41 events

  • All 41 events in its history (8 shown here)
  • Every director appointment and resignation: 32
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Firms connected to RCB Bonds

Other FCA-listed firms that share a director, phone number or address with RCB Bonds. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on RCB Bonds

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 41 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RCB Bonds PLC FCA authorised?
RCB Bonds PLC (FRN 622656) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is RCB Bonds’ website?
The FCA register lists the website rcb-bonds.com for RCB Bonds. If you were given different contact details, use these to check with the firm before going any further.
Is RCB Bonds a scam or clone?
RCB Bonds is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with RCB Bonds?
Money you hand to RCB Bonds is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns RCB Bonds?
RCB Bonds is owned by Rc Bond Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Thomas Ernest Hackett and Mr John Hartley Tattersall.
Who runs RCB Bonds?
Companies House lists 8 directors of RCB Bonds: Philip Duncan Wright, Timothy Roy Treleaven Jones, John Hartley Tattersall, Ian Coleman, Naomi Roper, Stephen Matthew Miller and 2 more.
How long has RCB Bonds been in business?
The company was formed on 14 March 2014.
Does RCB Bonds use any other names?
It trades as RCB plc. It has previously used the name Retail Charity Bonds plc.

Sources and links

The full report on RCB Bonds PLC

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