RDBIFS Ltd

Reference number: 771172

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01539 561901

  • Address

    R D B I F S Ltd, The Stables, Levens Hall, Kendal, Westmorland And Furness, LA8 0PB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01539 561901 is
  • Who else gives the postcode LA8 0PB
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 September 2012 (14 years old)
Registered office
1a The Stables, Levens Hall, Kendal, Cumbria, LA8 0PB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Bryan Williams Director Nov 1981 14 Jun 2017 1 other company
Urszula Halina Nowak Director Aug 1982 24 Mar 2022 1 other company
Peter Robert Mark Penfold Director Aug 1989 28 Mar 2022 1 other company
Philip Bryan Williams Secretary Not published 1 Jan 2022 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£1.33m

+5.4% from £1.26m

Cash at bank

£289k

−14% from £334k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08221678. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rdbifs’s history from the FCA register and Companies House, newest first.

2017

3 July 2017

  • Allan Gregory Brown no longer has significant control
  • Rdbfsh Limited took control (75–100% of shares)
  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

Companies House · FCA register

2016

6 April 2016

  • Allan Gregory Brown gained significant control

Companies House

2012

20 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Rdbifs

Other firms of the same type (financial adviser), nearest first.

In Kendal

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rdbifs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is RDBIFS Ltd FCA authorised?
Yes, RDBIFS Ltd (FRN 771172) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2017 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Rdbifs’ phone number?
The FCA register lists the phone number 01539 561901 for Rdbifs. If you were given different contact details, use these to check with the firm before going any further.
Is Rdbifs a scam or clone?
Rdbifs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rdbifs?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rdbifs to the Financial Ombudsman Service, free of charge.
Who owns Rdbifs?
Rdbifs is owned by Rdbfsh Limited, which holds 75–100% of shares and 75–100% of votes, since 3 July 2017. Before that, it was controlled by Mr Allan Gregory Brown.
Who runs Rdbifs?
Companies House lists 3 directors of Rdbifs: Philip Bryan Williams, Urszula Halina Nowak and Peter Robert Mark Penfold.
How long has Rdbifs been in business?
The company was formed on 20 September 2012, and has held its current FCA authorisation since July 2017.
What do Rdbifs’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.33m (+5.4% from £1.26m) and cash at bank of £289k (−14% from £334k).

Sources and links

The full report on RDBIFS Ltd

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