RE Mortgages Midlands Ltd

Reference number: 1017473

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RE Mortgages Midlands Ltd (FRN 1017473) is an AR of Quilter Financial Services Limited (FRN 440703). When you use RE Mortgages Midlands's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RE Mortgages Midlands, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07402 308036

  • Address

    Office F34, West Midlands House, Gipsy Ln, Willenhall, WV13 2HA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07402 308036 is
  • Who else gives the postcode WV13 2HA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 May 2024 (2 years old)
Registered office
Office 34, West Midlands House, Gipsy Lane, Willenhall, WV13 2HA, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Louise Jones Director Feb 1991 2 May 2024 None
Rebecca Lydia Robbins Director Aug 1990 2 May 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£60

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£3,897

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15701405. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RE Mortgages Midlands’s history from the FCA register and Companies House, newest first.

2024

30 August 2024

  • Became an appointed representative

FCA register

2 May 2024

  • Incorporated at Companies House
  • Emma Louise Jones became a part-owner (25–50% of shares)
  • Rebecca Lydia Robbins became a part-owner (25–50% of shares)
  • Emma Louise Jones appointed as a director
  • Rebecca Lydia Robbins appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to RE Mortgages Midlands

Other FCA-listed firms that share a director, phone number or address with RE Mortgages Midlands. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like RE Mortgages Midlands

Other firms of the same type (mortgage adviser or broker), nearest first.

In Willenhall

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RE Mortgages Midlands

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RE Mortgages Midlands Ltd FCA authorised?
RE Mortgages Midlands Ltd (FRN 1017473) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RE Mortgages Midlands?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RE Mortgages Midlands Ltd (FRN 1017473) is an AR of Quilter Financial Services Limited (FRN 440703). When you use RE Mortgages Midlands's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RE Mortgages Midlands, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RE Mortgages Midlands’ phone number?
The FCA register lists the phone number 07402 308036 for RE Mortgages Midlands. If you were given different contact details, use these to check with the firm before going any further.
Is RE Mortgages Midlands a scam or clone?
RE Mortgages Midlands is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RE Mortgages Midlands?
Protection works through Quilter Financial Services Limited, the principal firm responsible for RE Mortgages Midlands's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RE Mortgages Midlands?
Companies House lists 2 people with significant control of RE Mortgages Midlands: Mrs Emma Louise Jones (25–50% of shares) and Mrs Rebecca Lydia Robbins (25–50% of shares).
Who runs RE Mortgages Midlands?
Companies House lists 2 directors of RE Mortgages Midlands: Emma Louise Jones and Rebecca Lydia Robbins.
How long has RE Mortgages Midlands been in business?
The company was formed on 2 May 2024.
What do RE Mortgages Midlands’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £60 (no earlier figure to compare).

Sources and links

The full report on RE Mortgages Midlands Ltd

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