Reach 4 Solutions Ltd
Reference number: 232250
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 22 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 31 December 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Reach 4 Solutions Ltd (FRN 232250) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Reach 4 Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Reach 4 Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1 Bachelor Lane, Horsforth, Leeds, Yorkshire, LS18 5NA, United Kingdom
In the full report: 3 background checks
- When reach4mortgages.com first appeared online, and whether it can receive email
- What kind of line 0113 258 1293 is
- Who else gives the postcode LS18 5NA
Other names (11)
If you were contacted under any of these names, it is this firm.
- Reach 4 Mortgage Solutions Trading name: A name it trades under now.
- A1 Financial Consultancy Former trading name: A name it used to trade under.
- Anglo Castles Former trading name: A name it used to trade under.
- Harewood Financial Partnership Former trading name: A name it used to trade under.
- Mercantile Mortgages Former trading name: A name it used to trade under.
- Reach 4 Financial Solutions Former trading name: A name it used to trade under.
- Reach 4 Investment Solutions Former trading name: A name it used to trade under.
- Reach 4 Pension Solutions Former trading name: A name it used to trade under.
- Reach 4 Pensions Solutions Former trading name: A name it used to trade under.
- Simple Home Loans Former trading name: A name it used to trade under.
- The Mortgage Bureau (Yorkshire) Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- REACH 4 SOLUTIONS LIMITED
- Company number
- 05000377 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 December 2003 (22 years old)
- Registered office
- 1 Bachelor Lane, Horsforth, Leeds, West Yorkshire, LS18 5NA
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Michael Lilley | Director | Jul 1966 | 17 May 2018 | None |
| Michael Lloyd Storey | Director | Dec 1975 | 17 May 2018 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£114k
+5.9% from £107k
Employees (average)
5
Same as 5
Owed within a year
£110k
+3.2% from £107k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05000377. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Reach 4 Solutions’s history from the FCA register and Companies House, newest first.
2018
5 July 2018
- Alan Keith Pirie gave up control
- Jonathan Michael Lilley became a part-owner (25–50% of shares)
- Michael Lloyd Storey became a part-owner (25–50% of shares)
Companies House
2016
19 December 2016
- Alan Keith Pirie took control (75–100% of shares)
Companies House
2004
17 March 2004
- Became an appointed representative
FCA register
2003
19 December 2003
- Incorporated at Companies House
Companies House
In the full report: all 41 events
- All 41 events in its history (6 shown here)
- Every director appointment and resignation: 12
Firms like Reach 4 Solutions
Other firms of the same type (insurance broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Reach 4 Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 41 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk